The State of Minority- and Women- Owned ... - Cleveland.com

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Market-Based Disparities in Business Formation and Business Owner Earnings Table 5.2. Annual Wage Earnings Regressions, Construction and Related Industries, 2006–2010 Independent Variables (1) Specification (2) (3) African American -0.340 -0.340 -0.340 (51.84) (51.40) (51.84) Hispanic -0.198 -0.198 -0.198 (45.68) (45.61) (45.68) Asian/Pacific Islander -0.211 -0.211 -0.211 (23.27) (23.23) (23.27) Native American -0.300 -0.300 -0.300 (20.12) (20.12) (20.12) Two or more races -0.220 -0.219 -0.220 (18.96) (18.74) (18.96) Nonminority Female -0.348 -0.348 -0.348 (94.88) (94.20) (94.88) Age 0.144 0.144 0.144 (162.28) (162.27) (162.28) Age 2 -0.001 -0.001 -0.001 (139.61) (139.60) (139.61) CLEVMA -0.008 0.005 -0.008 (0.45) (0.26) (0.45) CLEVMA*African American -0.109 (1.49) n/a CLEVMA*Hispanic 0.002 (0.02) n/a CLEVMA*Asian/Pacific Islander 0.014 (0.07) n/a CLEVMA*Native American 0.432 (0.61) n/a CLEVMA*Two or more races -0.238 (1.74) n/a CLEVMA*Nonminority female -0.045 (1.13) n/a Education (16 categories) Yes Yes Yes Geography (51 categories) Yes Yes Yes Industry (88 categories) Yes Yes Yes Source and Notes: See Table 5.1. N 351443 351443 351443 Adj. R 2 .2572 .2572 .2572 NERA Economic Consulting 156
Market-Based Disparities in Business Formation and Business Owner Earnings Table 5.3. Annual Wage Earnings Regressions, Goods and Services Industries, 2006–2010 Independent Variables (1) Specification (2) (3) African American -0.317 -0.316 -0.316 (205.78) (203.76) (203.86) Hispanic -0.227 -0.227 -0.227 (149.71) (149.26) (149.67) Asian/Pacific Islander -0.259 -0.259 -0.259 (135.41) (134.97) (135.38) Native American -0.302 -0.303 -0.302 (55.34) (55.28) (55.34) Two or more races -0.267 -0.266 -0.267 (79.98) (79.48) (79.97) Nonminority Female -0.312 -0.312 -0.312 (341.20) (339.10) (341.21) Age 0.183 0.183 0.183 (699.99) (699.98) (699.99) Age 2 -0.002 -0.002 -0.002 (610.22) (610.22) (610.22) CLEVMA -0.002 -0.000 0.002 (0.41) (0.05) (0.53) CLEVMA*African American -0.048 -0.050 (3.43) (3.79) CLEVMA*Hispanic -0.046 (1.80) n/a CLEVMA*Asian/Pacific Islander -0.012 (0.40) n/a CLEVMA*Native American 0.089 (0.81) n/a CLEVMA*Two or more races -0.065 (1.62) n/a CLEVMA*Nonminority female 0.010 (1.19) n/a Education (16 categories) Yes Yes Yes Geography (51 categories) Yes Yes Yes Industry (88 categories) Yes Yes Yes Source and Notes: See Table 5.1. N 3854430 3854430 3854430 Adj. R 2 .4604 .4604 .4604 NERA Economic Consulting 157
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The State of Minority- and Women- O
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About the Project Team NERA Economi
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Notice This report sets forth the i
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Contents C. Race and Gender Dispari
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List of Tables Table 4.5. Services
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List of Tables Table 5.14. Disparit
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List of Tables Table 7.10. M/WBE Ut
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List of Tables Table 8.10. Percent
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List of Tables Table AC.32. Industr
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C. Defining the Relevant Markets Ex
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Table A. Overall Current Availabili
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Executive Summary disparity analysi
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Executive Summary • A greater sha
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Executive Summary Table C. Utilizat
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Contracting Category/ M/WBE Type Ex
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Executive Summary contract performa
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I. Introduction Introduction The Ci
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Legal Standards for Government Affi
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B. Preparing the Master Contract/Su
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Defining the Relevant Markets Table
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• Franklin County, OH (Columbus)
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NAICS Industry Group NAICS Descript
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Defining the Relevant Markets In AE
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NAICS Industry Group 8112 5412 5324
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NAICS Industry Group Source: See Ta
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NAICS Industry Group 4233 NAICS Des
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M/WBE Availability in the City of C
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NAICS Industry Group M/WBE Availabi
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Page 204 and 205: Statistical Disparities in Capital
Page 210 and 211: D. Qualitative Evidence Statistical
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Statistical Disparities in Capital
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Table 6.13. Models of Interest Rate
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1. Qualitative Evidence Statistical
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) Prejudice against women. c) Preju
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Table 6.19. Determinants of Loan De
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Table 6.21. Models of Interest Rate
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2. Differences in Loan Denial Rates
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Table 6.26. Determinants of Loan De
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Table 6.28. Models of Credit Card U
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Table 6.31. Determinants of Interes
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B. M/WBE Utilization M/WBE Utilizat
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M/WBE Utilization and Disparity in
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Anecdotal Evidence of Disparities i
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The City of Cleveland’s Cleveland
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Blanchflower, D. G., P. Levine and
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References Fairlie, R. W. (1999),
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References Ladd, H. F. (1998), “E
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References U.S. Census Bureau (2004
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Appendix A. Glossary Demand-side: R
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Appendix A. Glossary NSSBF or SSBF.
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Appendix B. Master M/WBE Directory
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Appendix B. Master M/WBE Directory
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Appendix C. Detailed Utilization, A
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NERA Economic Consulting Barton Cre
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