Actuarial Modelling of Claim Counts Risk Classification, Credibility ...

Table 2.7 A priori risk classification for Portfolio A (Negative Binomial regression).
Female 18–30
Male 25–30
Gender–age Use of the car Premium split District Exp. annual
claim freq. (%)
Male 18–24 Others Private Professional Annual Split Rural Urban
Weights
(%)
Yes No No Yes No Yes No Yes No 1176 1049
Yes No No Yes No Yes No No Yes 1408 1396
Yes No No Yes No No Yes Yes No 1897 398
Yes No No Yes No No Yes No Yes 2272 705
Yes No No No Yes Yes No Yes No 1457 076
Yes No No No Yes Yes No No Yes 1746 122
Yes No No No Yes No Yes Yes No 2351 013
Yes No No No Yes No Yes No Yes 2816 014
No Yes No Yes No Yes No Yes No 1761 293
No Yes No Yes No Yes No No Yes 2109 299
No Yes No Yes No No Yes Yes No 2840 152
No Yes No Yes No No Yes No Yes 3402 242
No Yes No No Yes Yes No Yes No 2182 007
No Yes No No Yes Yes No No Yes 2614 009
No Yes No No Yes No Yes Yes No 3520 002
No No Yes Yes No Yes No Yes No 928 1338
No No Yes Yes No Yes No No Yes 1112 1973
No No Yes Yes No No Yes Yes No 1498 294
No No Yes Yes No No Yes No Yes 1794 661
No No Yes No Yes Yes No Yes No 1151 372
No No Yes No Yes Yes No No Yes 1378 517
No No Yes No Yes No Yes Yes No 1856 025
No No Yes No Yes No Yes No Yes 2223 044