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where that's more than twenty minutes away, I take the
driver along, so I can get some work done along the way.)
cost and standard of living
• In general, you will be comfortably well off in India. Your
Indian salary will be much lower than your US salary in
dollar terms, but will be pretty good in terms of purchasing
power parity. Some things will seem very expensive
relative to your salary, and other things ridiculously cheap.
• expect to be shocked by real estate prices. Houses/Flats
(aka "condos") in the better localities (i.e. the kinds of
places nRIs like to live in) can be more expensive than
houses in the US (of course, if you're not from the Bay
Area). A major chunk of your salary will go towards the
eMI for your home loan.
• iPads, laptops, latest flat screen TVs will seem a little expensive
to you. The prices in India are just a little higher
than US prices, (and many people buy in the US), but
your salary will be lower.
• Food, eating out, domestic help, and in general everything
else will be much cheaper.
infrastructure:
• Roads/Traffic/electricity/Water is an area that I view
with a bit of a concern. Depending on where exactly you're
living, one or more of these might be an irritant already,
and the problem is likely to get worse.
• Power cuts are a problem in some cities (mostly during
the daytime). This is not an issue for employees of large
companies, because of generator backups, but it has begun
hurting smaller companies. Sometimes, you end up
losing a few hours of work on one day of the week because
the load-shedding extended farther than your UPS and
laptop batteries could last.
• While water is theoretically a problem, most of you are
likely to live in apartment complexes which buy water by
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