Cash or Card: Consumer Perceptions of Payment Modes - Scholarly ...

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If I had a $100 note in my wallet I would feel affluent
Cash $100 gives a feeling of affluent/wealthy and will spend unwisely and I could easily be robbed off or money can be stolen
I will associate cash $100 note as wealth, affluence, cocaine, extravagance, and not secure or safe. Flashing $100 cash to me is sign of wealth; many illegal activities are centered on cash
transaction as there is no trace of transactions being carried out. Cash $100 gives a feeling of affluent and will spend unwisely and I could easily be robbed off or money can be stolen.
I feel rich when I hold $100 cash in my hand. I think the real money in hand makes me feel that way. Chinese love to carry bundles of notes around themselves as it gives them the feel of their
wealth and also they can flash notes around them.
Wealthy: For me it still represents a show of wealth, a bit flashy. Hard working: It reminds me of hard work to earn that amount.
‘My parents always used cash. You know, the older generation still prefer cash.’ ‘Cash is still king… a businessman with many cash notes in their wallet shows that he is affluent. It shows that
he is rich. Cash is still, king.’
If a gift of $100 were deposited into my debit account I would probably use t to buy something special
$100 direct debited to my account as gift is bit cold gesture; there is no personal or emotional attachment to it. This gift gesture is like trying to win brownie points by calling to kill the
surprise. This gift giving gesture means obviously not really that close to me.
I like cash better.
It's not the same as cash as the money gets lost in the abyss of direct debits and automatic payments. I am not going to spend it straight away so it's more difficult to attach a physical/
emotional meaning to the money.
If my mother deposit $100 in my account later tells me about this gift, it will be another transaction to my account. It is formal and business like I would find it very strange; it wouldn’t feel
like a present, but more like she owed me money.
$100 direct debited to my account means swallowed into hold with other money in the account. I still thank you the person but looses the appeal as I won’t see it.
It will be lost among other transactions. I will have no special attachment to this money. It is just a number in account.
When I receive money in my account it gets mixed up with other money and over time I might forget that I received $100 from my other and will spend on things such as paying bills.
I feel that it is for bills, to spend on useful items. It's not the same as cash as the money gets lost in the abyss of direct debits that I set for monthly bills (electricity, phone, water). In this case I
am not going to physically spending the cash so it's more difficult to attach a physical gift with this type of money.
Yes but $100 in card feels more fun, intangible. It feels a little like ‘bill paying’ when it arrives in the account. I would set it aside, and withdraw $100 cash from ATM to derive the feeling of
gift. I think physical gift makes more personal and is pleasurable.
I will withdraw the money to buy gift for myself as it was intended for, otherwise it would more than disappear and I would never notice it really being there.
When I receive $100 in my account as gift, I find it difficult to track in my account. I'll have to spend it soon, so I don't lose track of it.
If I have cash in my wallet it is money to be spent
To me cash in wallet is to spend on day to day item (e.g. coffee, snacks ) and will be spent on small items.
I'd take $200 out from ATM, I will spend the same way I spend cash $200. Buy a big shopping 50 on meat 50 on fruit/veggies, $100 on all other things.
When I hold cash in my hand is the money for food, supermarket, lunch, and ATM-cash machine
I will go to the ATM and take cash out to buy groceries and the monthly left in my account I will transfer in to savings account and the money left after spending for groceries.
Cash is old-fashioned
My feelings and thoughts regarding $100 cash is traditional way of living. I do not want to carry huge amount of cash as I feel unsafe
Cash $100 is pink in colour, old fashioned, and patterned.
I think cash $100 note is old fashioned, shopping small value items and is dirty as it passes through many hand in circulation.
Cash is traditional way of paying.
I tend to think I have more money in my debit card account than I actually have
I will have some kind of illusion that I have more money in my account but know it’s not real.
I do feel money in debit card is unreal and kind of intangible. It is hard to keep track of my spending if I am not fully aware of my spending habit.
$100 in debit card is not real
I think that $100 debit card is intangible money stored somewhere that I have no idea
I always lose track of my money in account when using debit card, but I do have an idea of approximate value but not exact numbers
$100 in debit card is not serious. Better to save then spend it; it seems less somehow than I have $100 cash in hand.
I normally use cash to pay for the majority of my day to day purchases
Slippers describes $20 note because of the attribute of being common and day to day living
Cash (coins/notes) can be used everywhere
I tend to use cash occasionally but love the feelings of carrying $100 cash everywhere. Some places do not accept cards but cash is accepted everywhere
I use it now and then and I love the feel of carrying actual cash rather than swiping cards all the time.
Cash is acceptable everywhere especially, when you do not have the option of using EFTPOS terminal or ATM machine.