Cash or Card: Consumer Perceptions of Payment Modes - Scholarly ...

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I am not conscious of how much I spend when paying by cash
I'd find it difficult to add up the purchases while moving around the supermarket; might make it a bit more stressful than usual. I'd be more conscious of buying the cheaper brands and try to find
items on special (even though $200 is more than I normally need).
When I hold $20 cash I feel is common and I do lots of buying with cash; it vanishes before I start realising where I spent the money.
Feels like a lot of money but know it would be spent very quickly without being able to have much to show for it. I will pay for a number of small items that I need to think once; Afterward, I feel
it’s gone and try to justify where I spent $100.
I won’t think much to spend cash $20 to buy unnecessary things.
Using a debit card gives me higher social status
A debit card is a modern alternative that is easy to carry in small wallets, so very stylish. It's reliable and suggests the owner is open-minded to try new things they are the innovators in the
society.
To the casual observer, the debit card would look like a credit card; therefore, feel more stylish, expensive and wealthy.
I use cash to buy cheap items
$20 note is not serious, relaxed, pleasure, comfortable, and casual. $20 notes seem to be in ready supply, money machines mainly issue them. Cash $20 is not the assured possessions but can be
used for a bit of cheap fun such as takeaways, DVD etc.
I'd find it difficult to add up the purchases while moving around the supermarket; might make it a bit more stressful than usual when I use cash. I'd be more conscious of buying the cheaper
brands and try to find items on special (even though $200 is more than I normally need).
Pump is the shoe I will use to describe cash $20 note. A pump is cheap and can be used in many occasions without even noticing.
A pair of sandals from the warehouse best describe $20 note, it is cheap and carefree.
I will describe $20 note as a pair of sandal and a cheap sneaker.
If I have to spend money in cash I will definitely check price of the thing and I will calculate how much I am going to spend.
Debit cards are more sophisticated than cash (coins/notes)
It reminds me of professional and prompt services, modern lifestyle and freedom.
By u cards are fashionable.
When I hold $100 in debit card are regulations regarding electronic transactions. It reminds me of professional and prompt services, modern lifestyle and freedom.
I check my debit account balance regularly
I check my account balance regularly to know the balance and budget my spending accordingly. I feel relaxed about not paying interest on borrowed money and peace of my mind that I don’t
have
Generally I buy necessities using debit card. It reminds me of checking account balance before I go for major purchases.
When I use debit card I tend to spend more and I simply get trackless of how much I have spent and how much is left. I check my balance regularly to be in control of spending.
When I think about $100 in debit card it reminds me of checking account balance before I go for major purchases.
I spend more when I use my debit card
$100 cash is enough to use for some activities or fun, but short for those serious fun or activities. It's cash, have the itchy feeling to spend it quickly.
When I use my debit card, I know it is my money but I have no control over it.
If I have to use my debit card, maybe, I will not check the price of the thing and just buy it. Because I will think that" oh I have money in my account I don’t have to worry about it"
When I think about $100 in debit card first thing comes to mind is grocery shopping. Generally I buy necessities using debit card. It reminds me of checking account balance before I go for major
purchases.
It seems $100 in debit card is desperately waiting to be spent than the $100 note.
It is exciting feeling that I want to spend it quickly.
I don't need to think too much before I am shopping. I will walk around the supermarket and pick the things I need. I would buy milk, bread, child's milk powder, nappies, meats, vegetables, may
be also cleaning powder.
I can over spend. I wouldn't be as careful about checking the prices as I have a backup plan with the overdraft or extra dollar in account.
100 stored in debit card is dependable easy going, lazy, comfortable, and casual.
It's not like that you are spending real money. Much easier and less to think about when you just swipe debit card.
Using cash to pay for purchases is pleasurable
I think the value of cash is important to me compared to $100 in debit card. I think both are same in term of value but I derive more pleasure using cash as opposed to using debit card to pay for
something.
$100 note is aggressive, fun seeking, wealthy, and expensive. The $100 notes are red and I generally don't see them very often. I would only ever have one if I had to pay for a large item in cash.
People use to flash them around long time back. But now most people pay by EFTPOS/ debit card. There is something a bit novel and fun about $100 note.
Cash reduces the pleasure of the shopping experience make me think more about the items you put in the trolley.