PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Direct Billing Guidelines 12________________________________________________________________________________________________________________________________________________________________________________PAY PLAN OPTIONSWestern National offers the following direct-bill payment plans for these lines of business. (Notall lines of business are available in all states.)Account Bill - AnnualAccount Bill - Semi-AnnualAccount Bill - QuarterlyAccount Bill - MonthlyEFT - AnnualEFT - Semi-AnnualEFT - QuarterlyEFT - MonthlyMortgagee Bill (Full PayOnly)Commercial Lines (All Lines) X X X X X X X X X *** X**An installment fee of $5.00 will be added to each installment bill. Installment fees are notcharged for EFT pay plans.Bill Other (Full Pay Only)**Commercial Fire, Commercial Package, and Workers Compensation policies***Commercial Fire and Commercial Package policies________________________________________________________________________________________________________________________________________________________________Western National Insurance Group 3/26/2012
Direct Billing Guidelines 13________________________________________________________________________________________________________________________________________________________________________________BILLING SCHEDULE BY PAY PLANPay Plan Installment Amount Installment DueAnnual 100% of term premium Effective monthSemi-Annual ½ of term premiumRemainder of term premiumEffective monthEffective month + 6 monthsQuarterly¼ of term premium¼ of term premium¼ of term premiumRemainder of term premiumEffective monthEffective month + 3 monthsEffective month + 6 monthsEffective month + 9 monthsMonthly1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premiumRemainder of term premiumEffective monthEffective month + 1 monthEffective month + 2 monthsEffective month + 3 monthsEffective month + 4 monthsEffective month + 5 monthsEffective month + 6 monthsEffective month + 7 monthsEffective month + 8 monthsEffective month + 9 monthsEffective month + 10 monthsEffective month + 11 months________________________________________________________________________________________________________________________________________________________________Western National Insurance Group 3/26/2012
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