PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGES7.18 Scheduled Personal PropertyCoverage for scheduled personal property can be provided against all risks of direct physicalloss with certain exceptions. The rates per $100 of insurance and deductible, if applicable, forthese classes of property are as follows:Property Deductible RateAntenna – Saucers ............................................................................... $ 50 .............. $ 1.80Audio & Visual Equipment ......................................................................... 0 ................. 7.20Baseball Cards ....................................................................................... 100 .................. 0.60Bicycles ...................................................................................................... 0 ................ 12.00Cameras – Non-Professional Use .............................................................. 0 .................. 1.74Computers – Computer Software ............................................................... 0 .................. 2.40Home Data Processing Equipment ............................................... 50 .................. 1.50Laptops ....................................................................................... 100 .................. 3.60Docks, etc............................................................................................... 250 .................. 1.80................................................................................................... 500 .................. 1.56................................................................................................. 1,000 .................. 1.44Fine Arts and Antiques – with breakage ................................................. 100 .................. 0.42Fine Arts and Antiques – without breakage ................................................ 0 .................. 0.36................................................................................................... 100 .................. 0.30Fish House ................................................................................................. 0 .................. 3.60Fishing Equipment .................................................................................... 50 .................. 1.80Furs ............................................................................................................ 0 .................. 0.42................................................................................................... 100 .................. 0.36Golf Equipment ........................................................................................... 0 .................. 1.80................................................................................................... 100 .................. 1.40Guns........................................................................................................... 0 .................. 2.40................................................................................................... 100 .................. 1.80................................................................................................... 250 .................. 1.50................................................................................................... 500 .................. 1.20Hearing Aids ............................................................................................. 50 .................. 6.00Jewelry ...................................................................................................... 0 .................. 1.02................................................................................................... 100 .................. 0.96................................................................................................... 250 .................. 0.90................................................................................................... 500 .................. 0.84................................................................................................. 1,000 .................. 0.72................................................................................................. 2,500 .................. 0.60*Single item of jewelry over $10,000 - Refer To Company before coverage may be boundLawnmower ................................................................................................ 0 .................. 3.60................................................................................................... 250 .................. 2.70................................................................................................... 500 .................. 2.40................................................................................................. 1,000 .................. 2.101-1-2013 OR-HO-P-E-12 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services