PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGES6.8 Age Of Systems Rating PlanYear Dwelling Built and First Occupied OrEarliest Year Any Utility System UpdatedFactorDuring the current calendar year .65The current calendar year minus 1 .68The current calendar year minus 2 .71The current calendar year minus 3 .73The current calendar year minus 4 .75The current calendar year minus 5 .77The current calendar year minus 6 .79The current calendar year minus 7 .82The current calendar year minus 8 .85The current calendar year minus 9 .88The current calendar year minus 10 .90The current calendar year minus 11 .91The current calendar year minus 12 .92The current calendar year minus 13 .93The current calendar year minus 14 .94The current calendar year minus 15 .95The current calendar year minus 16 .96The current calendar year minus 17 .97The current calendar year minus 18 .98The current calendar year minus 19 .99The current calendar year minus 20 or older 1.00The Age of Systems Rating Plan does not apply to Form 6.6.9 Windstorm Or Hail Loss To Roof Surfacing – Actual Cash Value SettlementThe credit for this provision is 5% of the basic policy premium.1-1-2013 IA-HO-P-E-5 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGES6.10 Type Of Roof Rating PlanRoof TypeFactorArchitectural Shingles 1.00Asphalt 3-Tab Shingles 1.00Composition Shingles 1.00Concrete Tile .95Fiberglass Shingles 1.00Foam 1.00Metal 1.00Rolled 1.05Rubber Membrane 1.05Slate 1.10Steel .95Tar and Gravel 1.00Tile (Clay/Spanish) 1.00Tin 1.00Wood Shake 1.106.11. Type Of Siding Rating PlanSiding TypeFactorAluminum/Metal 1.10Board & Batten 1.00Brick Solid .93Brick Veneer .93Cedar 1.00Cement Fiber .95Concrete Block .93Hardboard/Masonite .98Masonry Stucco .95Pine 1.00Plywood 1.00Redwood 1.00Siding-Logs .95Solid Log .95Steel 1.04Stone Veneer .93Synthetic Stucco .95Vinyl 1.10Wood Shingle/Shake 1.001-1-2013 IA-HO-P-E-6 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
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Direct Billing Guidelines 11_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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Western National Mutual Insurance C
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PARTIALLY PROTECTEDTerritory 406IOW
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UNPROTECTEDTerritory 406IOWAHOMEOWN
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FORM 4 - TENANTSTerritory 406IOWAHO
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FORM 6 - UNIT OWNERSTerritory 406IO
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