PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGES6.12 Multi-Policy DiscountA multi-policy discount of 15% shall apply if an eligible personal auto policy is written withWestern National Mutual.6.13 Territory FactorsForms 3 & 5 Form 6TerritoryTerritoryNumber Factor Number Factor401 1.175 401 1.084402 1.175 402 1.084403 1.164 403 1.085404 1.122 404 1.058405 1.042 405 1.037406 1.000 406 1.000407 1.242 407 1.031408 1.293 408 1.065409 1.508 409 1.165410 1.387 410 1.091411 1.283 411 1.124412 1.281 412 1.154413 1.153 413 1.066414 1.321 414 1.204415 1.262 415 1.129416 1.037 416 1.032417 1.191 417 1.072418 1.070 418 1.033419 1.125 419 1.041420 1.061 420 1.041421 0.950 421 1.000432 1.207 432 1.037433 1.136 433 1.000434 1.461 434 1.129435 1.239 435 1.0331-1-2013 IA-HO-P-E-7 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGESOPTIONAL PROPERTY COVERAGES7.1 Earthquake – Rates Per $ 1,000 Of InsuranceRate Per $ 1,000 Of InsuranceForms 3, 5 and Loss Assessment (ML-53) $ .36Form 6 - including higher limits on Coverage A $ .24Attach Endorsement ML-54.7.2 Wood Burning And Other Solid Fuel-Burning Device – SurchargeREFER TO COMPANY BEFORE COVERAGE IS BOUNDIf a wood burning or other solid fuel-burning device is acceptable after underwritingconsideration, a surcharge of $ 48 per device will be assessed.7.3 Private Structures – Rating Information Per $ 1,000 Of Insurance, unlessotherwise noted7.3.1 Increased Limit $ 4.00Attach Endorsement ML-48.7.3.2 Rented To Others $ 6.00Attach Endorsement ML-40.7.3.3 With Incidental Occupancies $ 6.00Attach Endorsement ML-42.7.3.5 Away From Premises – $ 12.00 per PolicyCoverage B ExtensionAttach Endorsement ML-417.7.3.6 Away From Premises – SpecificallyScheduled Structures $ 5.00 per $ 1,000Attach Endorsement ML-418.7.3.7 Reduced Or Eliminated Limit $ 1.20 credit per $ 1,000Show Coverage B Limit on Declarations. Maximum Credit of $ 241-1-2013 IA-HO-P-E-8 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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FORM 4 - TENANTSTerritory 406IOWAHO
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FORM 6 - UNIT OWNERSTerritory 406IO
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