PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

Direct Billing Guidelines 13________________________________________________________________________________________________________________________________________________________________________________BILLING SCHEDULE BY PAY PLANPay Plan Installment Amount Installment DueAnnual 100% of term premium Effective monthSemi-Annual ½ of term premiumRemainder of term premiumEffective monthEffective month + 6 monthsQuarterly¼ of term premium¼ of term premium¼ of term premiumRemainder of term premiumEffective monthEffective month + 3 monthsEffective month + 6 monthsEffective month + 9 monthsMonthly1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premium1/12 th of term premiumRemainder of term premiumEffective monthEffective month + 1 monthEffective month + 2 monthsEffective month + 3 monthsEffective month + 4 monthsEffective month + 5 monthsEffective month + 6 monthsEffective month + 7 monthsEffective month + 8 monthsEffective month + 9 monthsEffective month + 10 monthsEffective month + 11 months________________________________________________________________________________________________________________________________________________________________Western National Insurance Group 3/26/2012