PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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WESTERN NATIONAL MUTUAL INSURANCEDWELLING PROPERTY RATE PAGES IOWA (14)Non-Owner Occupied - Non-Seasonal301. BASE PREMIUM COMPUTATIONFire – Coverages A and C – All FormsProtClass123456788B910ProtClass123456788B910LOSS COSTS – All TerritoriesNo. of FamiliesCONST*MFMFMFMFMFMFMFMFMFMFMFCONST*MFMFMFMFMFMFMFMFMFMFMFA$ 28.2837.7028.2837.7028.2837.7028.2837.7028.2837.7028.2837.7028.2845.2433.9352.7847.1364.0947.1364.0960.3390.481 2CovCovC A C$ 2.34 $ 29.69 $ 2.343.12 39.59 3.122.34 29.69 2.343.12 39.59 3.122.34 29.69 2.343.12 39.59 3.122.34 29.69 2.343.12 39.59 3.122.34 29.69 2.343.12 39.59 3.122.34 29.69 2.343.12 39.59 3.122.34 29.69 2.343.74 47.50 3.742.81 35.63 2.814.37 55.42 4.373.90 49.49 3.905.30 67.29 5.303.90 49.49 3.905.30 67.29 5.304.99 63.35 4.997.49 95.00 7.49No. of Families3 or 4 5 or MoreCovCovA CC$ 39.59 $ 2.57 $ 3.2952.78 3.43 4.3939.59 2.57 3.2952.78 3.43 4.3939.59 2.57 3.2952.78 3.43 4.3939.59 2.57 3.2952.78 3.43 4.3939.59 2.57 3.2952.78 3.43 4.3939.59 2.57 3.2952.78 3.43 4.3939.59 2.57 3.2963.34 4.11 5.2747.50 3.09 3.9573.89 4.81 6.1565.98 4.29 5.4989.73 5.83 7.4665.98 4.29 5.4989.73 5.83 7.4684.46 5.49 7.02126.67 8.24 10.54* M = Masonry, F = Frame. Masonry Veneer is rated as masonry.Aluminum or plastic siding over frame is rated as frame.Territory 38 Rest of StateIowa Deviation Factors 1.66 1.38Limit ofLiab. (000’s)$ 1 23456789101112131415161820222426283032343638404244464850556065707580859095100105110115120125130135140145Each Add’l$1000KEY FACTORSLimit ofCov A Liab. (000’s)0.3101 0.34620.38230.4190.4550.4910.5280.5640.6000.6370.6730.7090.7460.7820.8180.8550.9271.0001.0331.0651.0981.1311.1631.1961.2291.2611.2941.3271.3591.3921.4251.4571.4901.5701.6501.7301.8101.8901.9702.0502.1302.2102.2902.3702.4502.5302.6102.6902.7702.8502.9304567891011121314151617181920212223242526272829303132333435363738394041424344454647484950Cov C0.350.480.610.740.871.001.131.261.391.521.651.781.912.042.172.302.432.562.692.822.953.083.213.343.473.603.733.863.994.124.254.384.514.644.774.905.035.165.295.425.555.685.815.946.076.206.336.466.596.723.0100.016 0.13Use this limit of liability to develop premiums for policyamounts less than $1,000406. DEDUCTIBLESEC, V&MMDed Fire Broad & Special$ 1,000 0.98 0.842,500 0.91 0.554-1-2010 IA-DP-R-2Includes copyrighted material with permission of Insurance Services Office, Inc.
WESTERN NATIONAL MUTUAL INSURANCEDWELLING PROPERTY RATE PAGES IOWA (14)301. BASE PREMIUM COMPUTATIONExtended Coverage, Broad and SpecialForms – Coverages A & CLOSS COSTSTerr.Coverage ACoverage CForms DP 00 Forms DP 0001 02 03 01 02 & 03All 32.56 39.07 42.33 5.69 7.68Rating Notes:! DP 00 01, Key Loss Costs are Non-Seasonal andSeasonal.! DP 00 02 and DP 00 03, Key Loss Costs are Non-Seasonal only and include the charge for E.C. andV.&M.M. perils. To develop the Seasonal BASELOSS COST, multiply the following factors by the DP00 01 E.C. BASE LOSS COST.DP 00 02 DP 00 03Coverage A 1.40 1.50Coverage C 1.65 1.65406. DEDUCTIBLESEC, V&MMDed Fire Broad & Special$ 1,000 0.98 0.912,500 0.91 0.60Limit ofLiab. (000’s)$ 1 23456789101112131415161820222426283032343638404244464850556065707580859095100105110115120125130135140145Each Add’l$1000KEY FACTORSLimit ofCov A Liab. (000’s)0.5661 0.58820.61130.6340.6570.6800.7030.7260.7490.7710.7940.8170.8400.8620.8850.9080.9531.0001.0461.0911.1371.1821.2281.2731.3201.3651.4111.4561.5021.5471.5931.6391.6851.8001.9152.0302.1452.2602.3752.4902.6052.7202.8352.9503.0653.1803.2953.4103.5253.6403.7554567891011121314151617181920212223242526272829303132333435363738394041424344454647484950Cov C0.170.330.500.670.831.001.171.341.501.671.842.002.172.332.502.672.843.003.173.343.513.673.844.004.174.344.514.684.855.025.195.365.535.705.876.046.216.386.556.726.897.067.237.407.577.747.918.088.258.423.8700.023 0.17Use this limit of liability to develop premiums for policyamounts less than $1,000.4-1-2010 IA-DP-R-3Includes copyrighted material with permission of Insurance Services Office, Inc.
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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