PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGES2.6 Basic Limits – Preferred Homeowner ProgramThe following basic limits apply to the coverages provided by the homeowners policy:PropertyCoverages Form 3 Form 5 Form 6Residence 100,000 100,000 10% of limit onpersonal propertyRelated PrivateStructures10% of limit onresidence10% of limit onresidencePersonal Property70% of limit onresidence70% of limit onresidence25,000Additional LivingCosts & Loss ofRentActual Loss/12 MonthsActual Loss/12 MonthsActual Loss/12 MonthsLiabilityCoveragesCoverage LCoverage MAll Forms$ 100,000 Each Occurrence$ 1,000 Per Person3.9 Contributing InsuranceCurrently NOT AVAILABLE3.12 Conditional Endorsements – This rule does not apply.4.2 Modified Loss Settlement Terms – Coverages A and B – Forms 3 and 54.2.1 Repair CostNot Available in Preferred Program.4.2.2 Modified Replacement CostNot Available in Preferred Program.4.3 Unit Owner’s Personal Property – Special Coverage IncludedAttach Endorsement ML-429.7-1-2010 IA-HO-P-E-2 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services