PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual InsurancePersonal Automobile Manual Iowa (14)Class Plan PagesPRIMARY CLASSIFICATIONSRATING FACTORS AND STATISTICAL CODESYOUTHFUL OPERATORAGE17 or Less18WITH OR WITHOUTDRIVER TRAINING192021 thru 24WITH OR WITHOUTDRIVER TRAINING25 thru 29UNMARRIED FEMALE – NOT ELIGIBLE FOR GOOD STUDENT CREDITNot Owner or Principal Operator Owner or Principal OperatorPleasure Useor Farm UseDrive to Workor Business UsePleasure Useor Farm UseDrive to Workor Business UseFactor 2.00 2.15 2.45 2.60Code 8064-- 8065-- 8164-- 8165--Factor 1.95 2.10 2.40 2.55Code 8074-- 8075-- 8174-- 8175-Factor 1.90 2.05 2.35 2.50Code 8084-- 8085-- 8184-- 8185--Factor 1.85 2.00 2.30 2.45Code 8094-- 8095-- 8194-- 8195--Factor 1.30 1.45 1.60 1.75Code 8254-- 8255-- 8354-- 8355--FactorCLASSIFY AS ALL OTHER1.10 1.25Code OPERATORS AGE 25-29 8358-- 8359--AGE17 or Less18WITH OR WITHOUTDRIVER TRAINING1920WITH OR WITHOUT21 thru 24DRIVER TRAININGUNMARRIED FEMALE –GOOD STUDENT CLASSIFICATIONSNot Owner or Principal Operator Owner or Principal OperatorPleasure Useor Farm UseDrive to Workor Business UsePleasure Useor Farm UseDrive to Workor Business UseFactor 1.80 1.95 2.20 2.35Code 8066-- 8067-- 8166 8167--Factor 1.75 1.90 2.15 2.30Code 8076-- 8077-- 8176-- 8177--Factor 1.70 1.85 2.10 2.25Code 8086-- 8087-- 8186-- 8187--Factor 1.65 1.80 2.05 2.20Code 8096-- 8097-- 8196-- 8197--Factor 1.10 1.25 1.35 1.50Code 8256-- 8257-- 8356-- 8357--1-1-2013 IA-PA-C-4 Class Plan PagesIncludes copyrighted material with the permission of Insurance Services Office, Inc.
Western National Mutual InsurancePersonal Automobile Manual Iowa (14)Class Plan PagesPRIMARY CLASSIFICATIONSRATING FACTORS AND STATISTICAL CODESWITH OR WITHOUTDRIVER TRAININGWITH OR WITHOUTDRIVER TRAININGAGE17 or Less18192021 thru 24YOUTHFUL OPERATORNot Eligible ForGood Student CreditPleasure Useor Farm UseDrive to Workor Business UseMARRIED FEMALEEligible ForGood Student CreditPleasure Useor Farm UseDrive to Workor Business UseFactor 1.20 1.40 1.10 1.25Code 8884-- 8885-- 8886-- 8887--Factor 1.15 1.35 1.05 1.20Code 8894-- 8895-- 8896-- 8897--Factor 1.15 1.30 1.05 1.20Code 8904-- 8905-- 8906-- 8907--Factor 1.15 1.30 1.00 1.20Code 8914-- 8915-- 8916-- 8917--Factor 1.15 1.30 1.00 1.15Code 8664-- 8665-- 8006-- 8007--25 thru 29 CLASSIFY AS ALL OTHER OPERATORS AGE 25-291-1-2013 IA-PA-C-5 Class Plan PagesIncludes copyrighted material with the permission of Insurance Services Office, Inc.
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Direct Billing Guidelines 13_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Page 37 and 38: Exhibit BHIGH PERFORMANCE, SPORTS,
Page 39 and 40: Exhibit DStandards for Use of Credi
Page 41 and 42: Can I do anything to improve my ins
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Page 55 and 56: GENERAL INSTRUCTIONS1. DO NOT BIND
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Western National Mutual Insurance C
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PROTECTEDTerritory 406IOWAHOMEOWNER
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PARTIALLY PROTECTEDTerritory 406IOW
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UNPROTECTEDTerritory 406IOWAHOMEOWN
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FORM 4 - TENANTSTerritory 406IOWAHO
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FORM 6 - UNIT OWNERSTerritory 406IO
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PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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