PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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PROTECTEDTerritory 406IOWAHOMEOWNERStandard Program$500 Deductible ($1,000 Wind/Hail Deductible)Basic Policy PremiumsCov A Cov C Annual Premiums Cov A Cov C Annual Premiums Cov A Cov C Annual PremiumsAmount Amount Form 2 Form 3 Amount Amount Form 2 Form 3 Amount Amount Form 2 Form 3120,000 84,000 561 606 155,000 108,500 693 749 190,000 133,000 825 891121,000 84,700 564 610 156,000 109,200 697 753 191,000 133,700 829 896122,000 85,400 568 614 157,000 109,900 700 757 192,000 134,400 833 900123,000 86,100 572 618 158,000 110,600 704 761 193,000 135,100 836 904124,000 86,800 576 622 159,000 111,300 708 765 194,000 135,800 840 908125,000 87,500 580 626 160,000 112,000 712 769 195,000 136,500 844 912126,000 88,200 583 630 161,000 112,700 716 773 196,000 137,200 848 916127,000 88,900 587 634 162,000 113,400 719 777 197,000 137,900 852 920128,000 89,600 591 638 163,000 114,100 723 781 198,000 138,600 855 924129,000 90,300 595 642 164,000 114,800 727 785 199,000 139,300 859 928130,000 91,000 598 647 165,000 115,500 731 789 200,000 140,000 863 932131,000 91,700 602 651 166,000 116,200 734 793 201,000 140,700 867 936132,000 92,400 606 655 167,000 116,900 738 798 202,000 141,400 871 941133,000 93,100 610 659 168,000 117,600 742 802 203,000 142,100 874 945134,000 93,800 614 663 169,000 118,300 746 806 204,000 142,800 878 949135,000 94,500 617 667 170,000 119,000 750 810 205,000 143,500 882 953136,000 95,200 621 671 171,000 119,700 753 814 206,000 144,200 886 957137,000 95,900 625 675 172,000 120,400 757 818 207,000 144,900 889 961138,000 96,600 629 679 173,000 121,100 761 822 208,000 145,600 893 965139,000 97,300 632 683 174,000 121,800 765 826 209,000 146,300 897 969140,000 98,000 636 687 175,000 122,500 768 830 210,000 147,000 901 973141,000 98,700 640 691 176,000 123,200 772 834 211,000 147,700 905 977142,000 99,400 644 696 177,000 123,900 776 838 212,000 148,400 908 981143,000 100,100 648 700 178,000 124,600 780 842 213,000 149,100 912 985144,000 100,800 651 704 179,000 125,300 784 847 214,000 149,800 916 990145,000 101,500 655 708 180,000 126,000 787 851 215,000 150,500 920 994146,000 102,200 659 712 181,000 126,700 791 855 216,000 151,200 923 998147,000 102,900 663 716 182,000 127,400 795 859 217,000 151,900 927 1,002148,000 103,600 666 720 183,000 128,100 799 863 218,000 152,600 931 1,006149,000 104,300 670 724 184,000 128,800 802 867 219,000 153,300 935 1,010150,000 105,000 674 728 185,000 129,500 806 871 220,000 154,000 939 1,014151,000 105,700 678 732 186,000 130,200 810 875 221,000 154,700 942 1,018152,000 106,400 682 736 187,000 130,900 814 879 222,000 155,400 946 1,022153,000 107,100 685 740 188,000 131,600 818 883 223,000 156,100 950 1,026154,000 107,800 689 744 189,000 132,300 821 887 224,000 156,800 954 1,030Western National Mutual Insurance Company IA-HO-S-R-2 Effective 1-1-2013
PROTECTEDTerritory 406IOWAHOMEOWNERStandard Program$500 Deductible ($1,000 Wind/Hail Deductible)Basic Policy PremiumsCov A Cov C Annual Premiums Cov A Cov C Annual Premiums Cov A Cov C Annual PremiumsAmount Amount Form 2 Form 3 Amount Amount Form 2 Form 3 Amount Amount Form 2 Form 3225,000 157,500 957 1,034 260,000 182,000 1,090 1,177 295,000 206,500 1,222 1,320226,000 158,200 961 1,039 261,000 182,700 1,093 1,181 296,000 207,200 1,226 1,324227,000 158,900 965 1,043 262,000 183,400 1,097 1,185 297,000 207,900 1,230 1,328228,000 159,600 969 1,047 263,000 184,100 1,101 1,190 298,000 208,600 1,233 1,332229,000 160,300 973 1,051 264,000 184,800 1,105 1,194 299,000 209,300 1,237 1,337230,000 161,000 976 1,055 265,000 185,500 1,109 1,198 300,000 210,000 1,241 1,341231,000 161,700 980 1,059 266,000 186,200 1,112 1,202 301,000 210,700 1,245 1,345232,000 162,400 984 1,063 267,000 186,900 1,116 1,206 302,000 211,400 1,248 1,349233,000 163,100 988 1,067 268,000 187,600 1,120 1,210 303,000 212,100 1,252 1,353234,000 163,800 991 1,071 269,000 188,300 1,124 1,214 304,000 212,800 1,256 1,357235,000 164,500 995 1,075 270,000 189,000 1,127 1,218 305,000 213,500 1,260 1,361236,000 165,200 999 1,079 271,000 189,700 1,131 1,222 306,000 214,200 1,264 1,365237,000 165,900 1,003 1,083 272,000 190,400 1,135 1,226 307,000 214,900 1,267 1,369238,000 166,600 1,007 1,088 273,000 191,100 1,139 1,230 308,000 215,600 1,271 1,373239,000 167,300 1,010 1,092 274,000 191,800 1,143 1,234 309,000 216,300 1,275 1,377240,000 168,000 1,014 1,096 275,000 192,500 1,146 1,239 310,000 217,000 1,279 1,381241,000 168,700 1,018 1,100 276,000 193,200 1,150 1,243 311,000 217,700 1,282 1,386242,000 169,400 1,022 1,104 277,000 193,900 1,154 1,247 312,000 218,400 1,286 1,390243,000 170,100 1,025 1,108 278,000 194,600 1,158 1,251 313,000 219,100 1,290 1,394244,000 170,800 1,029 1,112 279,000 195,300 1,162 1,255 314,000 219,800 1,294 1,398245,000 171,500 1,033 1,116 280,000 196,000 1,165 1,259 315,000 220,500 1,298 1,402246,000 172,200 1,037 1,120 281,000 196,700 1,169 1,263 316,000 221,200 1,301 1,406247,000 172,900 1,041 1,124 282,000 197,400 1,173 1,267 317,000 221,900 1,305 1,410248,000 173,600 1,044 1,128 283,000 198,100 1,177 1,271 318,000 222,600 1,309 1,414249,000 174,300 1,048 1,132 284,000 198,800 1,180 1,275 319,000 223,300 1,313 1,418250,000 175,000 1,052 1,137 285,000 199,500 1,184 1,279 320,000 224,000 1,316 1,422251,000 175,700 1,056 1,141 286,000 200,200 1,188 1,283 321,000 224,700 1,320 1,426252,000 176,400 1,059 1,145 287,000 200,900 1,192 1,288 322,000 225,400 1,324 1,430253,000 177,100 1,063 1,149 288,000 201,600 1,196 1,292 323,000 226,100 1,328 1,435254,000 177,800 1,067 1,153 289,000 202,300 1,199 1,296 324,000 226,800 1,332 1,439255,000 178,500 1,071 1,157 290,000 203,000 1,203 1,300 325,000 227,500 1,335 1,443256,000 179,200 1,075 1,161 291,000 203,700 1,207 1,304 326,000 228,200 1,339 1,447257,000 179,900 1,078 1,165 292,000 204,400 1,211 1,308 327,000 228,900 1,343 1,451258,000 180,600 1,082 1,169 293,000 205,100 1,214 1,312 328,000 229,600 1,347 1,455259,000 181,300 1,086 1,173 294,000 205,800 1,218 1,316 329,000 230,300 1,350 1,459Western National Mutual Insurance Company IA-HO-S-R-3 Effective 1-1-2013
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Direct Billing Guidelines 13_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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