PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGESRatingInformationPer AmountOf Insurance7.13 Refrigerated Food Spoilage $ 6.00 $ 500Attach Endorsement ML-30.7.14 Additional Living Costs Actual Loss SustainedAnd Loss Of Rentin 12 Months7.15 Credit Card And Depositors ForgeryForms 3, 6Amount OfRating InformationPer PolicyIncrease$ 1,000 $ 3.003,500 4.006,000 5.008,500 6.00Form 5Amount OfRating InformationIncreasePer Policy$ 2,500 $ 5.005,000 6.00Attach Endorsement ML-30.RatingPer AmountInformation Of Insurance7.17 Fire DepartmentService Charge $ 2.00 $ 100Attach Endorsement ML-30.7-1-2010 IA-HO-P-E-11 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGES7.18 Scheduled Personal PropertyCoverage for scheduled personal property can be provided against all risks of direct physicalloss with certain exceptions. The rates per $100 of insurance and deductible, if applicable, forthese classes of property are as follows:Property Deductible RateAntenna – Saucers ............................................................................... $ 50 .............. $ 1.80Audio & Visual Equipment ......................................................................... 0 ................. 7.20Baseball Cards ....................................................................................... 100 .................. 0.60Bicycles ...................................................................................................... 0 ................ 12.00Cameras – Non-Professional Use .............................................................. 0 .................. 1.74Computers – Computer Software ............................................................... 0 .................. 2.40Home Data Processing Equipment ............................................... 50 .................. 1.50Laptops ....................................................................................... 100 .................. 3.60Docks, etc............................................................................................... 250 .................. 1.80................................................................................................... 500 .................. 1.56................................................................................................. 1,000 .................. 1.44Fine Arts and Antiques – with breakage ................................................. 100 .................. 0.42Fine Arts and Antiques – without breakage ................................................ 0 .................. 0.36................................................................................................... 100 .................. 0.30Fish House ................................................................................................. 0 .................. 3.60Fishing Equipment .................................................................................... 50 .................. 1.80Furs ............................................................................................................ 0 .................. 0.42................................................................................................... 100 .................. 0.36Golf Equipment ........................................................................................... 0 .................. 1.80................................................................................................... 100 .................. 1.40Guns........................................................................................................... 0 .................. 2.40................................................................................................... 100 .................. 1.80................................................................................................... 250 .................. 1.50................................................................................................... 500 .................. 1.20Hearing Aids ............................................................................................. 50 .................. 6.00Jewelry ...................................................................................................... 0 .................. 1.02................................................................................................... 100 .................. 0.96................................................................................................... 250 .................. 0.90................................................................................................... 500 .................. 0.84................................................................................................. 1,000 .................. 0.72................................................................................................. 2,500 .................. 0.60*Single item of jewelry over $10,000 - Refer To Company before coverage may be boundLawnmower ................................................................................................ 0 .................. 3.60................................................................................................... 250 .................. 2.70................................................................................................... 500 .................. 2.40................................................................................................. 1,000 .................. 2.101-1-2013 OR-HO-P-E-12 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Direct Billing Guidelines 13_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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PROTECTEDTerritory 406IOWAHOMEOWNER
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PARTIALLY PROTECTEDTerritory 406IOW
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UNPROTECTEDTerritory 406IOWAHOMEOWN
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FORM 4 - TENANTSTerritory 406IOWAHO
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FORM 6 - UNIT OWNERSTerritory 406IO
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