PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

Western National Mutual Insurance CompanySTANDARD HOMEOWNER PROGRAMIOWA EXCEPTION PAGES2.6 Basic Limits – Standard Homeowner ProgramThe minimum limits of liability for the Standard Homeowner Program are as follows:PropertyCoverages Form 2 Form 3 Form 4 Form 6Residence $ 25,000 $ 40,000 10% oflimit on10% of 10% of personalRelated Private limit on limit on propertyStructures residence residence70% of 70% of $ 15,000 $ 20,000Personal limit on limit onProperty residence residenceAdditional 20% of 20% of 40% of 40% ofLiving Costs limit on limit on limit on limit onand Loss residence residence personal personalof Rent property propertySecondary Locations – Coverage A Minimum Limits1 or 2 Families: Form 2 – $ 15,000; Form 3 – $ 25,000Liability CoveragesCoverage LCoverage MAll Forms$ 100,000 each occurrence$ 1,000 each personCoverage L and Coverage M limits can be reduced. See Rules 8.2 and 8.3.3.9 Contributing Insurance – Currently NOT AVAILABLE3.12 Conditional Endorsement – This rule does not apply.1-1-2013 IA-HO-S-E-2 Standard Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services