PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanyPERSONAL UMBRELLA PROGRAMForms and EndorsementsFormUM 0001NamePersonal Umbrella Liability CoverageMandatory EndorsementsUM 0135Exclusion – Punitive DamagesUM 0722Amendatory Endorsement – MinnesotaUM 0748Amendatory Endorsement – WisconsinUM 0740Amendatory Endorsement – South DakotaUM 0801Social Host Liquor Liability Exclusion – MinnesotaUM 4901Wet Rot, Dry Rot, Bacteria, Fungi, Or Protists ExclusionWN IL 43Joint and Individual InterestsWN PU 07Automatic Termination ProvisionOther EndorsementsUM 0130Specified Business ActivitiesUM 0131Specified Farm ActivitiesUM 0132Exclusion – Designated PremisesUM 0133Exclusion – Designated Vehicles or WatercraftUM 0134Exclusion – Designated Driver (not applicable in Wisconsin)UM 0148Underinsured Motorists Coverage (Wisconsin)UM 0153Uninsured Motorists Coverage (Wisconsin)WN PU 14Uninsured/Underinsured Motorists Coverage (Minnesota & South Dakota)11-1-2009 PU-F-1 Forms and Endorsements
Western National Mutual Insurance CompanyFORMS AND ENDORSEMENTSIOWA DWELLING PROPERTY PROGRAMFormDP 00 01DP 00 02DP 00 03NameDwelling Property 1 – Basic FormDwelling Property 2 – Broad FormDwelling Property 3 – Special FormMandatory EndorsementsDP 05 37 Cap On Losses From Certified Acts Of TerrorismWN DP 07 Notice Of Terrorism Insurance CoverageWN DP 08 Fungi, Wet Rot, Dry Rot, Or Bacteria ExclusionWN DP 14 Earth Movement And Water Damage ExclusionWN DP 21 Special Provisions – IowaWN IL 13 Mutual Policy ConditionsWN IL 43 Joint and Individual InterestsWN IL 45 Iowa Disclosure Notice – Actual Cash Value Loss SettlementOther EndorsementsDP 03 12DP 04 11DP 04 14DP 04 17DP 04 18DP 04 19DP 04 20DP 04 30DP 04 31DP 04 41DP 04 63DP 04 65DP 04 68DP 04 69DP 04 70DP 04 71DP 04 72DP 04 73DP 04 74DP 04 75DP 04 76DP 04 99Windstorm Or Hail Percentage DeductibleAutomatic Increase In InsuranceAdditional Living Expense – Form DP 00 01 onlyTrees, Shrubs And Other Plants – Form DP 00 01 onlyWindstorm Or Hail – Broad Form And Special FormWindstorm Or Hail – Radio And Television Antenna, Awnings And SignsPermitted Incidental OccupanciesPremium Sharing Two Or More PoliciesImprovements, Alterations And AdditionsAdditional Insured – Described LocationsLoss Assessment Property CoverageSpecial Coverage (Improvements, Alterations And Additions, or Unit-Owners)Loss Assessment Coverage For EarthquakeEarthquake CoveragePremises Alarm Or Fire Protection SystemOrdinance Or Law – Increased Amount Of Coverage – Forms DP 00 02 and DP 00 03 onlyBroad Theft CoverageLimited Theft CoverageOrdinance Or Law – Form DP 00 01 onlyActual Cash Value Loss Settlement Windstorm Or Hail Losses To Roof Surfacing(DP 00 01 when DP 00 08 is attached, DP 00 02 and DP 00 03)Actual Cash Value Loss SettlementSinkhole Collapse1-1-2011 IA-DP-F-1 Forms & EndorsementsIncludes copyrighted material with permission of American Association of Insurance Services
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Direct Billing Guidelines 13_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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Western National Mutual Insurance C
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Western National Mutual InsuranceSe
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Western National Mutual InsuranceSe
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Western National Mutual InsurancePe
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Preferred Program IOWA PREFERRED Se
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PROTECTEDTerritory 406IOWAHOMEOWNER
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Page 233 and 234: UNPROTECTEDTerritory 406IOWAHOMEOWN
Page 239 and 240: FORM 4 - TENANTSTerritory 406IOWAHO
Page 241 and 242: FORM 6 - UNIT OWNERSTerritory 406IO
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PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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