PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGES7.26 SnowmobilesProperty CoverageRating Information Per $100 Of Insurancecc Size Rate Deductible550 cc’s & Under ......................................................................... $ 3.60 $ 250............................................................................... 3.20 500............................................................................... 2.80 1,000551-600 cc’s ................................................................................ 3.70 500............................................................................... 3.30 1,000Over 600 cc’s* ................................................................................ 6.10 500............................................................................... 5.40 1,000*Snowmobile(s) over 600 cc engine size must be referred to the Company before coveragemay be bound.Attach Endorsement WN HO 19.7.27 Identity Fraud Expense CoverageAmount OfRating InformationIncreasePer Policy$ 5,000 $ 8.0010,000 17.0015,000 24.0020,000 31.00Each Add’l $5,000 7.00Attach Endorsement WN HO 35.7.29 Equipment Breakdown Coverage $28.00 per PolicyAttach Endorsement WN HO 62.1-1-2011 IA-HO-P-E-17 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGESOPTIONAL LIABILITY COVERAGESLimitsMed Pay$ 100,000/ $ 300,000/ $ 500,000/ Each Add’l$ 1,000 $ 1,000 $ 1,000 $ 5003.5.2 Residents OfHousehold $ 4.00 $ 5.00 $ 6.00 $ 3.00Attach Endorsement ML-433.8.1 Increased Limits1 or 2 Family Dwelling Incl. $ 10.00 $ 14.00 $ 4.00Show Limit on Declarations.8.2 Reduced Coverage L LimitNot Available in Preferred Program.8.3 Reduced Coverage M LimitNot Available in Preferred Program.8.4 Domestic EmployeesRate Per Employee $ 5.00 $ 6.00 $ 7.00 $ 1.20Show on Declarations.8.5 Additional Residence PremisesOccupied by Insured $ 3.00 $ 4.00 $ 7.00 $ 1.20Show on Declarations.8.6 Additional ResidencePremises Rented To Others1 Family Dwelling $ 4.00 $ 6.00 $ 11.00 $ 1.202 Family Dwelling 7.00 11.00 18.00 1.20Attach Endorsement ML-70.7-1-2010 IA-HO-P-E-18 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
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Direct Billing Guidelines 11_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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