PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanyIOWA HOMEOWNER RULESRule 9 – Optional Farm Coverages – LiabilityAll mandatory and optional liability coverages must be written at the same limit.9.1 Incidental Farming – Garden PlotsWhen farming is not the business of the insured, coverage for liability arising out of an insured'sincidental farming activities on or away from the insured premises can be added. Incidentalfarming includes activities such as the farming of garden plots. Use the rating information shownin this manual.Attach Endorsement ML-320 and make an entry to show the location of the farming activities.9.2 Farm Personal Liability – NOT AVAILABLE THROUGH WESTERN NATIONAL.7-1-2010 IA - Rules - 32 General RulesIncludes copyrighted material with permission of American Association of Insurance Services
Western National Mutual Insurance CompanyIOWA HOMEOWNER RULESRule 10 – Optional Supplemental Coverages10.1 Supplemental Income – Child CareCoverage can be provided for the actual loss of earnings for time spent caring for an eligiblechild in the event of illness, accident or injury. An eligible child is a resident of the namedinsured’s household who is under the age of 18 and is:• Related to the named insured by blood, marriage, or adoption;• A ward or foster child; or• Under the legal custody of the named insured.Payments under this coverage are limited to $60 per day and $300 annually. No deductibleapplies to this coverage.7-1-2010 IA - Rules - 33 General RulesIncludes copyrighted material with permission of American Association of Insurance Services
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Western National Insurance GroupHis
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AgentsOnlineThe broad name for all
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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INCIDENTAL LIABILITY COVERAGESSTAND
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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