PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanySTANDARD HOMEOWNER PROGRAMIOWA EXCEPTION PAGESOPTIONAL PROPERTY COVERAGES7.1 Earthquake – Rating Information Per $ 1,000 Of InsuranceRate Per $ 1,000 Of InsuranceForms 2 & 3and Loss Assessment (ML-53) $ .36Forms 4 & 6 including Higher Limits ofTenant’s Improvements and Coverage A $ .24Attach Endorsement ML-54.7.2 Wood Burning and Other Solid Fuel-Burning Device – SurchargeREFER TO COMPANY BEFORE COVERAGE IS BOUNDIf a wood burning or other solid fuel-burning device is acceptable afterunderwriting consideration, a surcharge of $ 48 per device will be assessed.7.3 Private Structures – Rating Information Per $ 1,000 of Insurance, unlessotherwise noted7.3.1 Increased Limit $ 4.00Attach Endorsement ML-48.7.3.2 Rented To Others $ 6.00Attach Endorsement ML-40.7.3.3 With Incidental Occupancies $ 6.00Attach Endorsement ML-42.7.3.5 Away From Premises – $ 12.00 per PolicyCoverage B ExtensionAttach Endorsement ML-417.7.3.6 Away From Premises – SpecificallyScheduled Structures $ 5.00 per $ 1,000Attach Endorsement ML-418.7.3.7 Reduced Or Eliminated Limit $ 1.20 Credit per $1,000Show Coverage B limit on Declarations. Maximum Credit of $ 241-1-2013 IA-HO-S-E-10 Standard Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
Western National Mutual Insurance CompanySTANDARD HOMEOWNER PROGRAMIOWA EXCEPTION PAGES7.4 Personal Property7.4.1 Increased Limit $ 2.40 per $ 1,000Show Coverage C Limit on Declarations.7.4.2 Reduced Or Eliminated Limit $ 1.20 Credit per $ 1,000Show Coverage C Limit on Declarations. Maximum Credit of $ 247.5 Accidental Discharge – Water-Filled Furniture $ 12.00 per PolicyAttach Endorsement ML-421.7-1-2010 IA-HO-S-E-11 Standard Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Direct Billing Guidelines 13_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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