PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

More documents

Recommendations

Info

Western National Mutual Insurance CompanyEXPANDED COVERAGE PROGRAM FORMS AND ENDORSEMENTSIOWA STANDARD HOMEOWNER PROGRAMOther Endorsements (cont'd)FormML-65ML-68ML-70ML-71ML-75ML-164ML-170ML-209ML-216ML-255ML-256ML-257ML-320ML-416ML-417ML-418ML-421ML-428ML-429ML-432ML-433ML-441WN HO 03WN HO 04WN HO 10WN HO 11WN HO 16WN HO 17WN HO 19WN HO 28WN HO 33WN HO 39WN HO 54WN HO 61WN HO 62WN HO 69WN HO 70WN IL 02NameCoverage C – Higher Limits On Certain PropertyScheduled GlassAdditional Residential Premises Rented To Others – Liability Coverage OnlyBusiness ActivitiesWatercraftSnowmobile – Liability Coverage OnlyComputer CoverageWaterbed Liability (Form 4 Only)Protective DevicesRepair Cost TermsModified Replacement Cost TermsOrdinance Or LawIncidental FarmingAdditional Insured – LandlordRelated Private Structures – Away From PremisesScheduled Related Private Structures – Away From PremisesAccidental Discharge Or Overflow Coverage – Water-Filled FurnitureMotorized Vehicle Liability CoverageUnit-Owners Personal Property – Special CoverageGolf Cart Liability CoverageAdditional Insured – Residents Of HouseholdSpecial Personal Property CoverageTheft Endorsement (New Dwellings Under Construction)Collapse Coverage (New Dwellings Under Construction)Expanded Replacement Cost Terms (Form 2 and 3 Only)Loss PayeeBoat Owner’s CoverageExpanded Debris Removal (Form 2 and 3 Only)Snowmobile CoverageWindstorm Or Hail Loss To Roof Surfacing – Actual Cash Value SettlementWater Damage – Sewers, Drains And SumpsSupplemental Income – Child CareWindstorm Or Hail Loss To Roof Surfacing – Scheduled Structures – Actual CashValue Loss SettlementGolf Cart CoverageEquipment Breakdown Enhancement EndorsementScheduled Personal Property CoverageScheduled Personal Property Coverage – ScheduleEndorsement1-1-2013 IA-HO-S-F-2 Forms & EndorsementsIncludes copyrighted material with permission of American Association of Insurance Services
Western National Mutual Insurance CompanySTANDARD HOMEOWNER PROGRAMIOWA EXCEPTION PAGESPOLICYWRITING INSTRUCTIONS AND PREMIUM DETERMINATIONRULE1.2 Tenant Occupied PremiumUp to four individuals may be insured under one$ 36 for Eachpolicy, provided that each individual is named asAdditional Namedan insured on the declarations.Insured1.7 Dwellings Under ConstructionTheft Coverage EndorsementAttach WN HO 03.Collapse Coverage EndorsementAttach WN HO 04.$ 24 Flat ChargeFully Earned$ 24 Flat ChargeFully Earned7-1-2010 IA-HO-S-E-1 Standard Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
Page 3 and 4:
Direct Billing Guidelines 3________
Page 5 and 6:
Page 8 and 9:
Page 11 and 12:
Direct Billing Guidelines 11_______
Page 13 and 14:
Direct Billing Guidelines 13_______
Page 15 and 16:
Western National Insurance GroupHis
Page 17 and 18:
Western National Insurance GroupPer
Page 19 and 20:
AgentsOnlineThe broad name for all
Page 21 and 22:
Western National Insurance GroupIns
Page 23 and 24:
Page 25 and 26:
Five YearsWestern National will loo
Page 27 and 28:
Available Discounts And CreditsWest
Page 29 and 30:
Replacement Cost EstimatorsA requir
Page 31 and 32:
Coverage FormsWestern National unde
Page 33 and 34:
LossesPrior loss history is very im
Page 35 and 36:
Page 37 and 38:
Exhibit BHIGH PERFORMANCE, SPORTS,
Page 39 and 40:
Exhibit DStandards for Use of Credi
Page 41 and 42:
Can I do anything to improve my ins
Page 43 and 44:
Western National Homeowners Coverag
Page 45 and 46:
INCIDENTAL LIABILITY COVERAGESSTAND
Page 47 and 48:
STANDARD ProgramPREFERRED ProgramFo
Page 49 and 50:
Mutual Underwriting Information - O
Page 51 and 52:
WESTERN NATIONAL MUTUAL INSURANCE C
Page 53 and 54:
RAUNATTE JANISCHSenior Underwriter
Page 55 and 56:
GENERAL INSTRUCTIONS1. DO NOT BIND
Page 57 and 58:
WESTERN NATIONAL MUTUAL INSURANCEPe
Page 59 and 60:
Page 61 and 62:
Page 63 and 64:
Page 65 and 66:
Page 67 and 68:
Page 69 and 70:
Page 71 and 72:
Page 73 and 74:
Page 75 and 76:
Page 77 and 78:
Page 79 and 80:
Western National Mutual Insurance C
Page 81 and 82:
Western National Mutual InsuranceSe
Page 83 and 84:
Western National Mutual InsuranceSe
Page 85 and 86:
Western National Mutual InsurancePe
Page 87 and 88:
Page 89 and 90:
Page 91 and 92:
Page 93 and 94:
Page 95 and 96:
Page 97 and 98:
Page 99 and 100:
Page 101 and 102:
Page 103 and 104:
Page 105 and 106:
Page 107 and 108:
Preferred Program IOWA PREFERRED Se
Page 109 and 110:
Page 111 and 112:
Page 113 and 114:
Page 115 and 116:
Page 117 and 118:
Page 119 and 120:
Page 121 and 122:
Page 123 and 124:
Page 125 and 126:
Page 127 and 128:
Page 129 and 130:
Page 131 and 132:
Page 133 and 134:
Page 135 and 136:
Page 137 and 138:
Page 139 and 140:
Page 141 and 142:
Page 143 and 144:
Page 145 and 146: Western National Mutual Insurance C
Page 187 and 188: PROTECTEDTerritory 406IOWAHOMEOWNER
Page 195: Western National Mutual Insurance C
Page 227 and 228: PARTIALLY PROTECTEDTerritory 406IOW
Page 233 and 234: UNPROTECTEDTerritory 406IOWAHOMEOWN
Page 239 and 240: FORM 4 - TENANTSTerritory 406IOWAHO
Page 241 and 242: FORM 6 - UNIT OWNERSTerritory 406IO
Page 247 and 248:
Page 249 and 250:
Page 251 and 252:
Page 253 and 254:
WESTERN NATIONAL MUTUAL INSURANCEDW
Page 255 and 256:
Page 257 and 258:
Page 259 and 260:
show all

PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

Create successful ePaper yourself

Delete template?

Save as template?