PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGESProperty Deductible RateMedical Equipment ................................................................................... 50 .................. 1.25................................................................................................... 100 .................. 1.12................................................................................................... 250 .................. 1.05Musical Instrumentsa. School Students ......................................................................... 0 .................. 2.40b. All Other – Non-Professional ...................................................... 0 .................... .90..................................................................................................... 50 .................... .84................................................................................................... 100 .................... .78................................................................................................... 250 .................... .72................................................................................................. 1,000 .................... .66Radio & TV ................................................................................................. 0 .................. 3.00Salesmen’s Samples .................................................................................. 0 .................. 3.60Silver .......................................................................................................... 0 .................... .50................................................................................................... 100 .................... .42Skis ............................................................................................................ 0 .................. 6.00Sports Equipment ....................................................................................... 0 .................. 6.00Stereo ....................................................................................................... 50 .................. 3.00Tools – Non-Professional ......................................................................... 50 .................. 6.00Trailers – Boats & Snowmobiles ............................................................. 250 .................. 1.20Attach Endorsement WN HO 69 and WN HO 70.7.19 Scheduled Glass $ 12.00 per $ 100 of InsuranceAttach Endorsement ML-68.1-1-2013 IA-HO-P-E-13 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
Western National Mutual Insurance CompanyPREFERRED HOMEOWNER PROGRAMIOWA EXCEPTION PAGES7.20 Water Damage – Sewers, Drains And Sump PumpsRating InformationLimitPer Policy$ 5,000 $ 10010,000 16015,000 22020,000 28025,000 34030,000 40035,000 46040,000 52045,000 58050,000 640The basic policy deductible provisions apply.Attach Endorsement WN HO 33.7.21 Homeowners Association Loss Assessment7.21.1 Increased Limit – Described LocationAmount Of Total Rating InformationIncrease Limit Per Policy$ 3,500 $ 5,000 $ 68,500 10,000 10Each Add'l $5,000 3Attach Endorsement ML 0217.7.21.2 Additional LocationsRating InformationLimitPer Policy$ 1,500 $ 105,000 1410,000 18Each Add’l $5,000 3Attach Endorsement ML 0050.7-1-2011 IA-HO-P-E-14 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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UNPROTECTEDTerritory 406IOWAHOMEOWN
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FORM 4 - TENANTSTerritory 406IOWAHO
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FORM 6 - UNIT OWNERSTerritory 406IO
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