PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

Western National Mutual Insurance CompanyPERSONAL UMBRELLA PROGRAM3.5 Endorsements to Restrict Coverage3.5.1 Designated PremisesCoverage can be excluded for liability arising out of the ownership, occupancy,maintenance, or use of specifically described premises.Attach endorsement UM 0132 and describe the excluded premises.3.5.2 Designated Vehicle or WatercraftCoverage can be excluded for liability arising out of a specifically described vehicle orwatercraft.Attach endorsement UM 0133 and describe the excluded vehicle or watercraft.3.5.3 Designated DriverCoverage can be excluded for the liability of a specific driver.Attach endorsement UM 0134 and identify the excluded driver.3.5.4 Punitive DamagesCoverage is excluded for punitive or exemplary damages.Refer to endorsement UM 0135.3.6 Uninsured/Underinsured Motorists CoverageCoverage can be extended for bodily injury covered by uninsured/underinsured motoristscoverage under an underlying policy. Minimum underlying uninsured/underinsured motoristslimits are $250,000 Bodily Injury Per Person Limit, $500,000 Bodily Injury Per OccurrenceLimit. Coverage amount is limited to $1,000,000, regardless of the limit on the personalumbrella policy.A signed acceptance or rejection of this optional coverage is required.Attach endorsement WN PU 14.4-1-2010 Rules - 4 General RulesIncludes copyrighted material with permission of American Association of Insurance Services