PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

Western National Mutual Insurance CompanyIOWA HOMEOWNER RULES7.9 Silverware, Goldware, And Pewterware – Forms 2, 3, 4, 5, and 6The special limit under Coverage C that applies to loss to silverware, goldware, and pewterwarecan be increased. Use the rating information shown in this manual.Attach Endorsement ML-65 and make an entry to show the amount of the increase and the totallimit that applies.7.10 Business PropertyThe special limit under Coverage C for loss to personal property used for business purposeswhile on the insured premises can be increased. Use the rating information shown in thismanual.The special limit that applies to personal property used for business purposes while away fromthe insured premises is automatically increased to 10% of the total limit that applies to personalproperty used for business purposes while on the insured premises.Attach Endorsement ML-65 and make an entry to show the amount of the increase and the totallimit that applies.7.11 Electronic DevicesThe special limit under Coverage C that applies to loss to electronic devices, accessories, andantennas that can be operated from the electrical system of a motorized vehicle or watercraftand other sources of power can be increased. Use the rating information shown in this manual.Attach Endorsement ML-65 and make an entry to show the amount of the increase and the totallimit that applies.7.12 ComputersCoverage for computer data processing equipment and software can be provided for all risks ofdirect physical loss, with certain exceptions. Use the rating information shown in this manual.Attach Endorsement ML-170 and make entries to describe the covered property and show thelimits that apply.7.13 Refrigerated Food SpoilageThe limit that applies to the incidental coverage for refrigerated food spoilage can be increased.Use the rating information shown in this manual.Attach Endorsement ML-30 and make an entry to show the amount of the increase and the totallimit that applies.7.14 Additional Living Costs And Loss Of RentRefer to the applicable program’s exception pages.7-1-2010 IA - Rules - 20 General RulesIncludes copyrighted material with permission of American Association of Insurance Services