PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanyDWELLING FIRE TERRITORY PAGESIOWACountyTerritoryBenton 38Black Hawk 38Bremer 38Buchanan 38Butler 38Cerro Gordo 38Chickasaw 38Delaware 38Fayette 38Floyd 38Franklin 38Grundy 38Hamilton 38Hancock 38Hardin 38Humboldt 38Johnson 38Kossuth 38Linn 38Webster 38Wright 38Rest of State 374-1-2010 IA-DP-T-1 Territory Pages
WESTERN NATIONAL MUTUAL INSURANCEDWELLING PROPERTY RATE PAGES IOWA (14)Owner Occupied - Non-Seasonal301. BASE PREMIUM COMPUTATIONFire – Coverages A and C – All FormsProtClass123456788B910ProtClass123456788B910LOSS COSTS – All TerritoriesNo. of FamiliesCONST*MFMFMFMFMFMFMFMFMFMFMFCONST*MFMFMFMFMFMFMFMFMFMFMF1 2CovCovA C A C$ 22.62 $ 2.34 $ 23.75 $ 2.3430.16 3.12 31.67 3.1222.62 2.34 23.75 2.3430.16 3.12 31.67 3.1222.62 2.34 23.75 2.3430.16 3.12 31.67 3.1222.62 2.34 23.75 2.3430.16 3.12 31.67 3.1222.62 2.34 23.75 2.3430.16 3.12 31.67 3.1222.62 2.34 23.75 2.3430.16 3.12 31.67 3.1222.62 2.34 23.75 2.3436.19 3.74 38.00 3.7427.14 2.81 28.50 2.8142.22 4.37 44.33 4.3737.70 3.90 39.59 3.9051.27 5.30 53.83 5.3037.70 3.90 39.59 3.9051.27 5.30 53.83 5.3048.26 4.99 50.67 4.9972.38 7.49 76.00 7.49No. of Families3 or 4 5 or MoreCovCovACC$ 31.67 $ 2.57 $ 3.2942.22 3.43 4.3931.67 2.57 3.2942.22 3.43 4.3931.67 2.57 3.2942.22 3.43 4.3931.67 2.57 3.2942.22 3.43 4.3931.67 2.57 3.2942.22 3.43 4.3931.67 2.57 3.2942.22 3.43 4.3931.67 2.57 3.2950.67 4.11 5.2738.00 3.09 3.9559.11 4.81 6.1552.78 4.29 5.4971.78 5.83 7.4652.78 4.29 5.4971.78 5.83 7.4667.56 5.49 7.02101.33 8.24 10.54* M = Masonry, F = Frame. Masonry Veneer is rated as masonry.Aluminum or plastic siding over frame is rated as frame.Territory 38 Rest of StateIowa Deviation Factors 1.66 1.38Limit ofLiab. (000’s)$ 1 23456789101112131415161820222426283032343638404244464850556065707580859095100105110115120125130135140145Each Add’l$1000KEY FACTORSLimit ofCov A Liab. (000’s)0.3101 0.34620.38230.4190.4550.4910.5280.5640.6000.6370.6730.7090.7460.7820.8180.8550.9271.0001.0331.0651.0981.1311.1631.1961.2291.2611.2941.3271.3591.3921.4251.4571.4901.5701.6501.7301.8101.8901.9702.0502.1302.2102.2902.3702.4502.5302.6102.6902.7702.8502.9304567891011121314151617181920212223242526272829303132333435363738394041424344454647484950Cov C0.350.480.610.740.871.001.131.261.391.521.651.781.912.042.172.302.432.562.692.822.953.083.213.343.473.603.733.863.994.124.254.384.514.644.774.905.035.165.295.425.555.685.815.946.076.206.336.466.596.723.0100.016 0.13Use this limit of liability to develop premiums for policyamounts less than $1,000406. DEDUCTIBLESEC, V&MMDed Fire Broad & Special$ 1,000 0.98 0.842,500 0.91 0.554-1-2010 IA-DP-R-1Includes copyrighted material with permission of Insurance Services Office, Inc.
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Direct Billing Guidelines 13_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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Western National Mutual Insurance C
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PROTECTEDTerritory 406IOWAHOMEOWNER
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