PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

Western National Mutual Insurance CompanyEXPANDED COVERAGE PROGRAM FORMS AND ENDORSEMENTSIOWA PREFERRED HOMEOWNER PROGRAMFormForm 3Form 5Form 6NameSpecial FormSpecial Building And Contents FormUnit-Owners FormMandatory EndorsementsML 0217 Loss Assessment And Association Deductible Amendatory EndorsementML 4902 Limited Coverage For Loss By Wet Rot, Dry Rot, Bacteria, Fungi, Or ProtistsML-46 Personal Injury (Form 3 and Form 6 Only)ML-55 Replacement Value Loss Settlement Terms (Form 3 and Form 6 Only)ML-147 Punitive Damage ExclusionML-223 Lead Liability ExclusionML-257 Ordinance Or Law (Form 3 and Form 6 Only)ML-429 Unit-Owners Personal Property – Special Coverage (Form 6 Only)ML-435 Pollution Liability ExclusionML-483 Calendar Date Or Time Failure ExclusionWN HO 07 Amendment Of Policy Terms – Form 5WN HO 08 Amendment Of Policy Terms – Form 3 Or Form 6WN HO 10 Expanded Replacement Cost Terms (Form 3 and Form 6 Only)WN HO 15 Owner Occupancy – Condition Applicable To Property CoverageWN HO 17 Expanded Debris Removal (Form 3 Only)WN HO 35 Identity Fraud Expense Coverage (Primary Locations Only)WN HO 49 Earth Movement And Water Damage Exclusion (Form 3 and Form 6 Only)WN HO 50 Earth Movement And Water Damage Exclusion – Form 5WN HO 53 Automatic Adjustment Of Limits (Form 4 and Form 6 Only)WN HO 57 Amendatory Endorsement – IowaWN IL 07 Common Loss DeductibleWN IL 13 Mutual Policy ConditionsWN IL 43 Joint And Individual InterestsWN IL 45 Iowa Disclosure Notice – Actual Cash Value SettlementOther EndorsementsML 0050ML 0218ML 0672ML-30ML-32ML-40Loss Assessment Coverage – Additional LocationsAssociation Deductible Coverage – Additional LocationsAdditional Insured – Coverages A, B, C, L and MIncidental Property Coverages – Higher LimitsUnit-Owners Additions – Special CoverageRelated Private Structures Rented To Others1-1-2013 IA-HO-P-F-1 Forms & EndorsementsIncludes copyrighted material with permission of American Association of Insurance Services