PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

Western National Mutual Insurance CompanyIOWA HOMEOWNER RULES7.28 Windstorm Or Hail Loss To Roof Surfacing – Scheduled Structures – Actual Cash ValueSettlementThe loss settlement provisions that apply to Coverage B – Related Private Structures can beconverted from replacement cost to actual cash value for roof surfacing losses due toWindstorm or Hail.This actual cash value loss settlement provision should be selected for specific structures forwhich replacement cost loss settlement is not appropriate.There is no premium change for this endorsement.Attach Endorsement WN HO 54 and make entries to describe the covered structures.7.29 Equipment Breakdown CoverageCoverage can be added for direct physical loss to covered property on the insured premisesthat is caused by equipment breakdown. The limit for this coverage is $50,000 per occurrence.A deductible of $500 applies per occurrence regardless of the policy deductible. Use the ratinginformation shown in this manual.Attach Endorsement WN HO 62.1-1-2011 IA - Rules - 26 General RulesIncludes copyrighted material with permission of American Association of Insurance Services