PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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FORM 6 - UNIT OWNERSTerritory 406IOWAHOMEOWNERPreferred Program$500 DeductibleBasic Policy PremiumsCov C Annual Cov C Annual Cov C Annual Cov C Annual Cov C Annual Cov C AnnualAmount Premiums Amount Premiums Amount Premiums Amount Premiums Amount Premiums Amount Premiums25,000 91 55,000 169 85,000 234 115,000 298 145,000 361 175,000 42526,000 93 56,000 171 86,000 237 116,000 300 146,000 363 176,000 42727,000 96 57,000 173 87,000 239 117,000 302 147,000 365 177,000 42928,000 99 58,000 176 88,000 241 118,000 304 148,000 368 178,000 43129,000 101 59,000 178 89,000 243 119,000 307 149,000 370 179,000 43330,000 104 60,000 180 90,000 245 120,000 309 150,000 372 180,000 43531,000 107 61,000 182 91,000 247 121,000 311 151,000 374 181,000 43732,000 109 62,000 184 92,000 249 122,000 313 152,000 376 182,000 43933,000 112 63,000 187 93,000 252 123,000 315 153,000 378 183,000 44134,000 115 64,000 189 94,000 254 124,000 317 154,000 380 184,000 44435,000 118 65,000 191 95,000 256 125,000 319 155,000 382 185,000 44636,000 120 66,000 193 96,000 258 126,000 321 156,000 384 186,000 44837,000 123 67,000 195 97,000 260 127,000 323 157,000 387 187,000 45038,000 126 68,000 198 98,000 262 128,000 325 158,000 389 188,000 45239,000 129 69,000 200 99,000 264 129,000 328 159,000 391 189,000 45440,000 131 70,000 202 100,000 266 130,000 330 160,000 393 190,000 45641,000 134 71,000 204 101,000 269 131,000 332 161,000 395 191,000 45842,000 137 72,000 206 102,000 271 132,000 334 162,000 397 192,000 46043,000 139 73,000 209 103,000 273 133,000 336 163,000 399 193,000 46344,000 142 74,000 211 104,000 275 134,000 338 164,000 401 194,000 46545,000 145 75,000 213 105,000 277 135,000 340 165,000 403 195,000 46746,000 147 76,000 215 106,000 279 136,000 342 166,000 406 196,000 46947,000 150 77,000 217 107,000 281 137,000 344 167,000 408 197,000 47148,000 153 78,000 219 108,000 283 138,000 347 168,000 410 198,000 47349,000 155 79,000 222 109,000 285 139,000 349 169,000 412 199,000 47550,000 158 80,000 224 110,000 288 140,000 351 170,000 414 200,000 47751,000 160 81,000 226 111,000 290 141,000 353 171,000 41652,000 162 82,000 228 112,000 292 142,000 355 172,000 41853,000 165 83,000 230 113,000 294 143,000 357 173,000 42054,000 167 84,000 232 114,000 296 144,000 359 174,000 422Refer to companyfor higherpolicy limitsWestern National Mutual Insurance Company IA-HO-P-R-9 Effective 1-1-2013
Western National Mutual Insurance CompanyEXPANDED COVERAGE PROGRAM FORMS AND ENDORSEMENTSIOWA STANDARD HOMEOWNER PROGRAMFormForm 2Form 3Form 4Form 6NameBroad FormSpecial FormContents Broad FormUnit-Owners FormMandatory EndorsementsML 0217 Loss Assessment And Association Deductible Amendatory EndorsementML 4902 Limited Coverage For Loss By Wet Rot, Dry Rot, Bacteria, Fungi, Or ProtistsML-147 Punitive Damage ExclusionML-223 Lead Liability ExclusionML-435 Pollution Liability ExclusionML-483 Calendar Date Or Time Failure ExclusionWN HO 09 Automatic Inflation Protection Endorsement (Form 2 and 3 Only)WN HO 12 Debris Removal (Form 2, 3 and 6 Only)WN HO 13 Automatic Termination ProvisionWN HO 15 Owner Occupancy – Condition Applicable To Property Coverage (Form 2, 3 and 6 Only)WN HO 18 Outboard Motor LiabilityWN HO 35 Identity Fraud Expense Coverage (Primary Locations Only)WN HO 49 Earth Movement And Water Damage ExclusionWN HO 53 Automatic Adjustment Of Limits (Form 4 and Form 6 Only)WN HO 57 Amendatory Endorsement – IowaWN IL 07 Common Loss DeductibleWN IL 13 Mutual Policy ConditionsWN IL 43 Joint And Individual InterestsWN IL 45 Iowa Disclosure Notice – Actual Cash Value Loss SettlementOther EndorsementsML 0050 Loss Assessment Coverage – Additional LocationsML 0218 Association Deductible Coverage – Additional LocationsML 0672 Additional Insured – Coverages A, B, C, L and MML-30 Incidental Property Coverages – Higher LimitsML-32 Unit-Owners Additions – Special CoverageML-40 Related Private Structures Rented To OthersML-41 Additional InsuredML-42 Office, Professional, Private School, Or Studio OccupancyML-46 Personal InjuryML-48 Related Private StructuresML-53 Earthquake Loss AssessmentML-54 Earthquake CoverageML-55 Replacement Value Loss Settlement Terms1-1-2013 IA-HO-S-F-1 Forms & EndorsementsIncludes copyrighted material with permission of American Association of Insurance Services
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Direct Billing Guidelines 13_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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WESTERN NATIONAL MUTUAL INSURANCEPe
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Western National Mutual Insurance C
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Western National Mutual InsuranceSe
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Western National Mutual InsuranceSe
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Western National Mutual InsurancePe
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Preferred Program IOWA PREFERRED Se
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Page 239 and 240: FORM 4 - TENANTSTerritory 406IOWAHO
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WESTERN NATIONAL MUTUAL INSURANCEDW
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