PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual InsurancePersonal Automobile Manual Iowa (14)Class Plan PagesPRIMARY CLASSIFICATIONSRATING FACTORS AND STATISTICAL CODESYOUTHFUL OPERATORAGE17 or Less18WITH OR WITHOUTDRIVER TRAINING192021 thru 24WITH OR WITHOUTDRIVER TRAINING25 thru 29UNMARRIED MALE – NOT ELIGIBLE FOR GOOD STUDENT CREDITNot Owner or Principal Operator Owner or Principal OperatorPleasure Useor Farm UseDrive to Workor Business UsePleasure Useor Farm UseDrive to Workor Business UseFactor 2.35 2.50 3.10 3.25Code 8460-- 8463-- 8660-- 8663--Factor 2.30 2.45 3.05 3.20Code 8470-- 8473-- 8670-- 8673--Factor 2.25 2.40 3.00 3.15Code 8480-- 8483-- 8680-- 8683--Factor 2.20 2.35 2.95 3.10Code 8490-- 8493-- 8690-- 8693--Factor 1.35 1.50 1.75 1.90Code 8754-- 8755-- 8704-- 8705--Factor CLASSIFY AS ALL OTHER1.30 1.45OPERATORS AGE 25-29Code 8708-- 8709--AGE17 or Less18WITH OR WITHOUTDRIVER TRAINING1920WITH OR WITHOUT21 thru 24DRIVER TRAININGUNMARRIED MALE –GOOD STUDENT CLASSIFICATIONSNot Owner or Principal Operator Owner or Principal OperatorPleasure Useor Farm UseDrive to Workor Business UsePleasure Useor Farm UseDrive to Workor Business UseFactor 2.10 2.25 2.75 2.90Code 8466-- 8468-- 8666 8668--Factor 2.05 2.20 2.70 2.85Code 8476-- 8478-- 8676-- 8678--Factor 2.00 2.15 2.65 2.80Code 8486-- 8488-- 8686-- 8688--Factor 1.95 2.10 2.60 2.75Code 8496-- 8498-- 8696-- 8698--Factor 1.15 1.30 1.50 1.65Code 8756-- 8757- 8706-- 8707--1-1-2013 IA-PA-C-2 Class Plan PagesIncludes copyrighted material with the permission of Insurance Services Office, Inc.
Western National Mutual InsurancePersonal Automobile Manual Iowa (14)Class Plan PagesPRIMARY CLASSIFICATIONSRATING FACTORS AND STATISTICAL CODESWITH OR WITHOUTDRIVER TRAININGWITH OR WITHOUTDRIVER TRAININGAGE17 or Less18192021 thru 24YOUTHFUL OPERATORNot Eligible ForGood Student CreditPleasure Useor Farm UseDrive to Workor Business UseMARRIED MALEEligible ForGood Student CreditPleasure Useor Farm UseDrive to Workor Business UseFactor 1.50 1.65 1.35 1.50Code 8964-- 8965-- 8966-- 8967--Factor 1.45 1.60 1.30 1.45Code 8974-- 8975-- 8976-- 8977--Factor 1.40 1.55 1.25 1.40Code 8984-- 8985-- 8986-- 8987--Factor 1.35 1.50 1.20 1.35Code 8994-- 8995-- 8996-- 8997--Factor 1.25 1.40 1.05 1.20Code 8554-- 8555-- 8556-- 8557--25 thru 29 CLASSIFY AS ALL OTHER OPERATORS AGE 25-291-1-2013 IA-PA-C-3 Class Plan PagesIncludes copyrighted material with the permission of Insurance Services Office, Inc.
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Direct Billing Guidelines 13_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Western National Insurance GroupPer
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Page 39 and 40: Exhibit DStandards for Use of Credi
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Page 55 and 56: GENERAL INSTRUCTIONS1. DO NOT BIND
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Western National Mutual Insurance C
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PROTECTEDTerritory 406IOWAHOMEOWNER
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PARTIALLY PROTECTEDTerritory 406IOW
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UNPROTECTEDTerritory 406IOWAHOMEOWN
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FORM 4 - TENANTSTerritory 406IOWAHO
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FORM 6 - UNIT OWNERSTerritory 406IO
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PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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