PL - IA 01/01/2013 Rates and Manuals - Western National Insurance ...

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Western National Mutual Insurance CompanySTANDARD HOMEOWNER PROGRAMIOWA EXCEPTION PAGES7.18 Scheduled Personal PropertyCoverage for scheduled personal property can be provided against all risks of directphysical loss with certain exceptions. The rates per $100 of insurance and deductible, ifapplicable, for these classes of property are as follows:Property Deductible RateAntenna – Saucers ............................................................................... $ 50 .............. $ 1.80Audio & Visual Equipment ......................................................................... 0 ................. 7.20Baseball Cards ....................................................................................... 100 .................. 0.60Bicycles ...................................................................................................... 0 ................ 12.00Cameras – Non-Professional Use .............................................................. 0 .................. 1.74Computers – Computer Software ............................................................... 0 .................. 2.40Home Data Processing Equipment ............................................... 50 .................. 1.50Laptops ....................................................................................... 100 .................. 3.60Docks, etc............................................................................................... 250 .................. 1.80................................................................................................... 500 .................. 1.56................................................................................................. 1,000 .................. 1.44Fine Arts and Antiques – with breakage ................................................. 100 .................. 0.42Fine Arts and Antiques – without breakage ................................................ 0 .................. 0.36................................................................................................... 100 .................. 0.30Fish House ................................................................................................. 0 .................. 3.60Fishing Equipment .................................................................................... 50 .................. 1.80Furs ............................................................................................................ 0 .................. 0.42................................................................................................... 100 .................. 0.36Golf Equipment ........................................................................................... 0 .................. 1.80................................................................................................... 100 .................. 1.40Guns........................................................................................................... 0 .................. 2.40................................................................................................... 100 .................. 1.80................................................................................................... 250 .................. 1.50................................................................................................... 500 .................. 1.20Hearing Aids ............................................................................................. 50 .................. 6.00Jewelry ...................................................................................................... 0 .................. 1.02................................................................................................... 100 .................. 0.96................................................................................................... 250 .................. 0.90................................................................................................... 500 .................. 0.84................................................................................................. 1,000 .................. 0.72................................................................................................. 2,500 .................. 0.60*Single item of jewelry over $10,000 - Refer To Company before coverage may be bound1-1-2013 OR-HO-P-E-14 Preferred Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
Western National Mutual Insurance CompanySTANDARD HOMEOWNER PROGRAMIOWA EXCEPTION PAGESProperty Deductible RateLawnmower ................................................................................................ 0 .................. 3.60................................................................................................... 250 .................. 2.70................................................................................................... 500 .................. 2.40................................................................................................. 1,000 .................. 2.10Medical Equipment ................................................................................... 50 .................. 1.25................................................................................................... 100 .................. 1.12................................................................................................... 250 .................. 1.05Musical Instrumentsa. School Students ......................................................................... 0 .................. 2.40b. All Other – Non-Professional ...................................................... 0 .................. 0.90..................................................................................................... 50 .................. 0.84................................................................................................... 100 .................. 0.78................................................................................................... 250 .................. 0.72................................................................................................. 1,000 .................. 0.66Radio & TV ................................................................................................. 0 .................. 3.00Salesmen’s Samples .................................................................................. 0 .................. 3.60Silver .......................................................................................................... 0 .................. 0.50................................................................................................... 100 .................. 0.42Skis ............................................................................................................ 0 .................. 6.00Sports Equipment ....................................................................................... 0 .................. 6.00Stereo ....................................................................................................... 50 .................. 3.00Tools – Non-Professional ......................................................................... 50 .................. 6.00Trailers – Boats & Snowmobiles ............................................................. 250 .................. 1.20Attach Endorsement WN HO 69 and WN HO 70.7.19 Scheduled Glass $ 12.00 per $ 100 of InsuranceAttach Endorsement ML-68.1-1-2013 IA-HO-S-E-15 Standard Exception PagesIncludes copyrighted material with permission of American Association of Insurance Services
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Direct Billing Guidelines 3________
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Direct Billing Guidelines 11_______
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Western National Insurance GroupHis
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Western National Insurance GroupPer
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AgentsOnlineThe broad name for all
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Western National Insurance GroupIns
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Five YearsWestern National will loo
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Available Discounts And CreditsWest
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Replacement Cost EstimatorsA requir
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Coverage FormsWestern National unde
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LossesPrior loss history is very im
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Exhibit BHIGH PERFORMANCE, SPORTS,
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Exhibit DStandards for Use of Credi
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Can I do anything to improve my ins
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Western National Homeowners Coverag
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INCIDENTAL LIABILITY COVERAGESSTAND
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STANDARD ProgramPREFERRED ProgramFo
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Mutual Underwriting Information - O
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WESTERN NATIONAL MUTUAL INSURANCE C
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RAUNATTE JANISCHSenior Underwriter
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GENERAL INSTRUCTIONS1. DO NOT BIND
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