Integrating Poor Populations in South African Cities - Agence ...
Integrating Poor Populations in South African Cities - Agence ...
Integrating Poor Populations in South African Cities - Agence ...
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7. Access to Hous<strong>in</strong>g: The Ma<strong>in</strong> End Goal of Urban Development Policies<br />
to build entire neighbourhoods of BNG houses. To allow promoters to <strong>in</strong>vest <strong>in</strong> this<br />
area of construction, a f<strong>in</strong>ancial <strong>in</strong>stitution, the NURCHA, has the role of offer<strong>in</strong>g loans<br />
at advantageous rates to promoters that get <strong>in</strong>volved <strong>in</strong> build<strong>in</strong>g houses for the poorest.<br />
The new BNG houses (photo 5) are slightly larger and are somewhat better made.<br />
Indeed, the amount of the subsidy was <strong>in</strong>creased to allow for this improved quality<br />
and rose progressively from 12,500 rand to nearly 40,000 rand <strong>in</strong> 2004. 40<br />
Photo 5.<br />
BNG Houses<br />
98<br />
Photo credit: Tamlyn Little and Dylan Little, Tyme Photography.<br />
Thus, this policy of provid<strong>in</strong>g home ownership is the most widespread <strong>in</strong> <strong>South</strong><br />
Africa and corresponds to the solution most frequently utilized by the government to<br />
house populations that are unable to acquire a home with their own funds. A large<br />
percentage of the population expresses the desire to obta<strong>in</strong> this type of hous<strong>in</strong>g. There<br />
are two primary reasons for this desire. First, this hous<strong>in</strong>g policy has become part of<br />
the culture, and the people still liv<strong>in</strong>g <strong>in</strong> <strong>in</strong>formal conditions want to benefit from it.<br />
Second, the homeowner model attracts a large number of households. The taste for<br />
40. 12,500 rand = 957 euros; 40,000 rand = 3,060 euros.<br />
<strong>Integrat<strong>in</strong>g</strong> <strong>Poor</strong> <strong>Populations</strong> <strong>in</strong> <strong>South</strong> <strong>African</strong> <strong>Cities</strong> © AFD 2009