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U.S. Commission on Ocean Policy - Joint Ocean Commission Initiative

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spurred C<strong>on</strong>gress to provide substantial financial support to underwrite the effort beginningin fiscal year 2002. This program will create a digital base map, update and digitizeflood hazards informati<strong>on</strong>, and provide standard protocols that state and local governmentsand others can use to incorporate and relate informati<strong>on</strong> about other natural andmanmade hazards. Though FEMA’s map modernizati<strong>on</strong> effort is intended to target thehighest-risk communities first, the initial selecti<strong>on</strong> made in 2003 did not include anycoastal communities—despite their status as high-populati<strong>on</strong>, high-risk regi<strong>on</strong>s. This isattributable to technical difficulties in mapping coastal flood hazards. FEMA’s plans callfor updating priority coastal community maps starting in fiscal year 2004 when suchobstacles are resolved. 7Although many communities are in a positi<strong>on</strong> to benefit from this opportunity, othersmay be c<strong>on</strong>strained by a lack of technical and financial resources and expertise. Nati<strong>on</strong>almaps that reflect all hazards (for example, coastal erosi<strong>on</strong>, localized stormwater drainageflooding, potential flood c<strong>on</strong>trol structure failures, and increased risk from development,land subsidence, and sea-level rise) are needed to communicate the true vulnerability of acommunity, its social and physical infrastructure, and the surrounding ecosystem. Becauserelative sea level is rising in many coastal areas, it will be particularly important for mapsto reflect this to more accurately analyze the potential impacts of coastal hazards. Suchmaps will also be essential in informing prospective purchasers of coastal property aboutpotential hazards. FEMA and other relevant agencies will need to work together to makesuch comprehensive mapping a reality.Recommendati<strong>on</strong> 10–2The Nati<strong>on</strong>al <strong>Ocean</strong> Council should establish a task force of appropriate federal agencies andstate and local governments, with the Federal Emergency Management Agency in the lead,to improve the collecti<strong>on</strong> and use of hazards-related data.Under the oversight of the NOC’s Committee <strong>on</strong> <strong>Ocean</strong> Resource Management, the hazardsrelateddata task force should develop a coordinated effort that includes the following functi<strong>on</strong>s:• systematic collecti<strong>on</strong>, storage, analysis, and disseminati<strong>on</strong> of data <strong>on</strong> post-disaster lossesand the cost of mitigati<strong>on</strong> efforts.• development and transmittal to communities of the informati<strong>on</strong> and tools they need tounderstand the risks of hazards to their residents and their social, physical, ec<strong>on</strong>omic, andenvir<strong>on</strong>mental infrastructures.• cooperati<strong>on</strong> with the Federal Geographic Data Committee and state and local governmentsto achieve comprehensive, digitized, georeferenced mapping and identificati<strong>on</strong> ofall natural hazards.• development of adequate funding proposals for the Nati<strong>on</strong>al Flood Insurance Programmap modernizati<strong>on</strong> initiative, including a high-priority effort to update maps for highriskcoastal communities.The Federal Geographic Data Committee, as well as other important issues related tomapping and charting, are discussed in Chapter 25.The Nati<strong>on</strong>al Flood Insurance ProgramEnacted in 1968, the Nati<strong>on</strong>al Flood Insurance Program (NFIP) is the federal government’sprimary tool for managing flood hazards through a combinati<strong>on</strong> of incentives andregulati<strong>on</strong>. In additi<strong>on</strong> to the development of maps identifying flood-pr<strong>on</strong>e areas, theNFIP provides (or helps private companies provide) flood insurance to owners of commercialand residential structures in communities that adopt appropriate c<strong>on</strong>structi<strong>on</strong>standards. Premiums and fees from property owners cover most program costs. OtherNFIP resp<strong>on</strong>sibilities include identifying flood hazards, assessing risks, and implementingmeasures for reducing losses. While the NFIP is a nati<strong>on</strong>al program, the majority of its166 A N O CEAN B LUEPRINT FOR THE 21ST C ENTURY

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