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education-industry cooperation, 447education IRAs, 778electronic banking, 527, 534–535Electronic Check Acceptance, 514electronic fund transfer (EFT), 534–535Electronic Fund Transfer Act, 535electronic signatures, 286, 552Electronic Signatures in Global andNational Commerce Act, 286e-mail, 444emancipation, 148embezzlement, 68eminent domain, 742–744emotional distress, 440–441empathy, 9Employee Polygraph Protection Act,459–460Employee Retirement Income SecurityAct (ERISA), 775employer identification number, 585employer retirement plans, 773–776employment, 432–451at-will, 434implied covenant of, 441Landrum-Griffin Act and, 444–445of minors, 445–447Taft-Hartley Act and, 443–444unionized, 434–435Wagner Act and, 442–443wrongful discharge from, 436–441employment conditions, 454–464Drug-Free Workplace Act and, 459Employee Polygraph Protection Actand, 459–460Employment Retirement IncomeSecurity Act and, 456Equal Pay Act and, 456Fair Labor Standards Act and, 456Family and Medical Leave Actand, 458Federal Privacy Act and, 459health and safety as, 454–464inspections of, 454–455Social Security Act and, 460spousal benefits as, 676unemployment compensation lawsand, 460–462workers’ compensation laws and,462–463work opportunity laws and, 464employment discrimination, 464–471Age Discrimination in EmploymentAct and, 470Americans with Disabilities Act and,470–471Civil Rights Act of 1964 and, 465–466disparate impact as, 468disparate treatment as, 466–468illegal, 436Pregnancy Discrimination Act and,465, 469–470reverse, 459sexual harassment as, 469Employment Retirement IncomeSecurity Act (ERISA), 456endangering, child, 64ending contracts. See contractperformanceending partnerships, 597–598end of loan term, 343endorsement, 506endowment life insurance, 755–756energy regulation, 651–652enforceable agreements, 173–176enforcement of judgments, 41–42engagement, marriage, 674enjoyment, quiet, 719entrapment, 60Environmental Policy Act, 652–653Environmental Protection Agency (EPA),652–653environmental regulation, 652–653Equal Credit Opportunity Act, 488,493, 494equal dignity, 405Equal Employment OpportunityCommission (EEOC), 466Equal Pay Act, 456equal protection clause, 16equitable distribution laws, 702equitable estoppel, 213equitable remedies, 41, 250, 253–255equity, 730equity theory of contracts, 106estate planning. See willsestates, 209–211, 785estate taxes, 774estoppelagency by, 405corporation by, 618equitable, 213partnership by, 591promissory, 175–176, 436ethics, 4–25changing social attitudes, 13character traits and, 11–12feeling and opinions and, 6–7golden rule and, 8–11greatest good and, 7–8laws and, 12–13European Patent Convention, 373eviction, 713, 722–723evidence, 40, 215–216exceeding authority, 423excess wear in vehicles, 343exchangebargained-for, 164–165stock, 614excise taxes, 329exclusion of warranties, 305–306excusable homicide, 62executor, 209–211, 785executory contracts, 208executrix, 785. See also executorexemptions from risk, 758exempt property, 781expansions, corporateby asset acquisition, 655federal regulation of, 657judicial regulation of, 659by mergers, 654–655state regulation of, 659by stock acquisition, 656Experian, 493expiration of offers, 121express agreements, 405express authority, 415express contracts, 111express warranties, 294–300extended warranties, 302Ffaces of notes, 513face value, insurance, 754838 Index