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health maintenance organizations(HMOs), 760hearings, pretrial, 37–38HearingVoices.com, 171high misdemeanors, 56high schools, online, 110hiring, negligent, 401holder, defined, 542–543, 561holder in due course, 528, 560–563holder through a holder in due course,562–563holdover tenants, 714home buying, 729–749advantages of, 730adverse possession and, 745affording, 730–732easements and, 745eminent domain and, 742–744insurance and, 762–763mortgages for, 736–739taking ownership and, 740–742types of, 733–735zoning laws and, 742home inventory, 753homeowner’s insurance, 762–763homestead exemption, 499, 781homicide, 62honesty, 11hostile takeover bids, 656–657hostile working environment, 469hotel keepers, 373–376hours, employee. See employmentconditionsIIceland, 595identification number, employer, 585identified goods, 278identity, mistaken, 134–135identity theft, 317, 322illegal contracts, 184–203agencies and, 425defeating competitive bidding,197–198divisible, 186–188effects of, 199entirely, 186fixing prices, 197inducing fraud, 198–199interfering with marriage, 199noncompete clauses in, 197to obstruct justice, 198performance of, 232–233restraining trade, 196illegality, as real defense, 566illness, 231illusionary promises, 177Immigration Reform and Control Act of1986 (IRCA), 466impact, disparate, 468implied authority, 415–416implied contracts, 111, 438–440implied covenant of employment, 441implied warranties, 300–303, 305,344–345impossibility of performance, 231–235,424–425impounding, 43imprisonment, 47, 83–84incidental damages, 251–252incompatibility, 694incompetency, 157indemnification, 420independent contractors, 394–396, 399India, 684indictments, 45indirect discrimination, 468individual health insurance, 760individual retirement accounts (IRAs),776–778indorsementsblank, 546–547conditional, 548defined, 544forged, 550kinds of, 545–549multiple payees and, 549–550qualified, 549restrictive, 543, 548special, 547indorserscontract of, 553warranties of, 550–553industry-education cooperation, 447infancy, 566influence, undue, 138–139information in arraignments, 45injunctions, 41, 255inland marine insurance, 765innocent misrepresentation, 132in pari delicto contracts, 186–188insanity, 60, 121, 157insider trading rule, 634, 637inspections, 454–455installment notes, 507instructions to jury, 41insurable interest, 753insurance, 375, 751–769health, 759–761life, 755–758motor vehicle, 351–355property, 762–765taxes and, 774terms of, 752–754insured persons, 752intangible personal property, 362integrity, 12intellectual property, 365–367hardware and software,366intent, criminal, 58intentional torts, 81–87assault and battery as, 81–82defamation as, 84–86false imprisonment as, 83–84invasion of privacy as, 86–87nuisance as, 83trespass as, 82–83intent of offers, 114–115interestcredit and, 484defined, 189, 484insurable, 753paid on CD, 508vehicle financing and, 338interference with rights, 80intermediate appellate courts, 33intermediate courts, 29Internal Revenue Service (IRS), 30,585, 586international laws, 8, 65, 107, 147, 187,227, 271, 319, 364, 421, 457, 512,595, 635, 684, 717, 764. See alsoentries for specific countries840 Index

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