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(34) Subordinated assets 147
(35) Assets and liabilities in foreign currency 148
(36) Trust assets and trust liabilities 148
(37) Repurchase agreements 148
(38) Contingent liabilities and commitments 148
(39) List of selected subsidiaries and other equity interests 149
(39a) Consolidated companies
(39b) Investments in associated companies
149
accounted for under the equity method
(39c) Investments in associated companies
149
not accounted for under the equity method 150
(40) Employees 150
(41) Events after the balance sheet date 150
Risk report (42) Overall risk management 150
(42a) Market risk 152
(42b) Liquidity risk 161
(42c) Credit risk 162
(42d) Operational risk 163
(42e) Net charge for losses on loans and advances 165
(42f) Real estate risk 166
(42g) Risks arising from the bank’s shareholdings and equity interests 166
(43) Legal risks 166
(44) Financial derivatives 166
(45) Comfort letters for banks and other financial institutions 168
Information required (46) Legal basis of the consolidated financial statements 169
under Austrian law (47) Supervisory Board and Managing Board 169
(48) Dividends 169
(49) Consolidated capital resources and regulatory capital requirements 170
Concluding Remarks of the Managing Board of Bank Austria Creditanstalt 171
Report of the Auditors 172
Report of the Supervisory Board 174
Note
In this report, “Bank Austria Creditanstalt”, “the BA-CA Group” and “the Bank Austria Creditanstalt Group” refer to the Group. To the
extent that information relates to the parent company or its separate financial statements, “Bank Austria Creditanstalt AG” or “BA-CA
AG” is used.
In adding up rounded figures and calculating the percentage rates of changes, slight differences may result compared with totals and
rates arrived at by adding up component figures which have not been rounded off.
Consolidated Financial Statements in accordance with IFRSs – Contents 109