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Educational Finance in Thailand - UNESCO Bangkok

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F<strong>in</strong>al Report, Volume II/3 Anthony. Cresswell: <strong>Educational</strong> <strong>F<strong>in</strong>ance</strong> <strong>UNESCO</strong>-PROAP TA 2996-THA<br />

Education Management and <strong>F<strong>in</strong>ance</strong> Study July 1999<br />

c. A similar pattern of disproportionate expenditure burden is found when the<br />

impact is exam<strong>in</strong>ed by the family’s ma<strong>in</strong> occupation. The comparison of expenses<br />

as a proportion of <strong>in</strong>come for vary<strong>in</strong>g occupations is shown <strong>in</strong> Figure 16 below.<br />

The discrepancy between the highest and lowest <strong>in</strong>come groups by occupation is<br />

not as large as <strong>in</strong> the previous comparison (Figure 15). But the burden on the<br />

agricultural families, and to a lesser degree those <strong>in</strong> the <strong>in</strong>formal sector, is still<br />

significant. Even the cost of public education for agricultural families requires<br />

almost four times the percentage of <strong>in</strong>come compared to government and state<br />

employees.<br />

d. A similar pattern of <strong>in</strong>come-related burden is found <strong>in</strong> the results of the higher<br />

education survey. The respondents to that survey were asked to <strong>in</strong>dicate if their<br />

<strong>in</strong>come were sufficient to support higher education for their children. The answers<br />

to that question by <strong>in</strong>come group are shown <strong>in</strong> Figure 17 below. The pattern there<br />

is quite strik<strong>in</strong>g. Slightly over 70 per cent of the highest <strong>in</strong>come families reported<br />

that their <strong>in</strong>come was sufficient to support higher education for their children. For<br />

the lowest <strong>in</strong>come group, the comparable number was less than 5 per cent. Only <strong>in</strong><br />

the highest <strong>in</strong>come group did more than half of the families <strong>in</strong>dicate that they<br />

thought they had sufficient <strong>in</strong>come for these purposes. Of course whether the<br />

<strong>in</strong>come is sufficient requires a subjective judgment, and can vary a great deal from<br />

one family to another. And given the high levels of subsidy to higher education<br />

generally, this report<strong>in</strong>g of “<strong>in</strong>sufficient <strong>in</strong>come” <strong>in</strong> the upper <strong>in</strong>come groups is<br />

suspect. But the equity implications of the responses of the lowest <strong>in</strong>come groups<br />

do appear to be mean<strong>in</strong>gful and should be taken <strong>in</strong>to account <strong>in</strong> equity policy<br />

formulation.<br />

Figure 17 - Per cent of families with sufficient <strong>in</strong>come to support higher education<br />

Per Cent of Families with Sufficient Income to Support Higher<br />

Education<br />

Percent of Respondents<br />

100%<br />

90%<br />

80%<br />

70%<br />

60%<br />

50%<br />

40%<br />

30%<br />

20%<br />

10%<br />

0%<br />

< 3,000 3,000-<br />

6,000<br />

6,001-<br />

10,000<br />

10,001-<br />

20,000<br />

20,001-<br />

30,000<br />

over<br />

30,000<br />

Family Income (Baht per month)<br />

e. Overall these survey results clearly <strong>in</strong>dicate that even the poorest families are<br />

will<strong>in</strong>g to make major sacrifices to support their children’s education. The results<br />

also <strong>in</strong>dicate that the method of f<strong>in</strong>anc<strong>in</strong>g that relies on heavy private shar<strong>in</strong>g of<br />

68

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