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perceived, the status-seeking activities <strong>of</strong> migrants, and the ethnic structureand values <strong>of</strong> each community. Governments, banks, and developmentorganizations that seek to augment the developmental benefit <strong>of</strong> migrantremittances must recognize the importance <strong>of</strong> these factors for migrantsand that “development” can be defined very differently by groups. Clearly,therefore, economists need to abandon the generic migrant model anddesign policies and investment opportunities that take group differencesinto account.213

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