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8. A Decision to Repatriate MoneyIn Tables 4 and 5 (see appendix), we estimated statistical models <strong>of</strong> thedecision to remit and the amount <strong>of</strong> remittances in the previous year <strong>of</strong> thesurvey. In both cases, we include variables at individual, household, andcommunity levels. In a model that contains only individual and householdlevelvariables, we see that married immigrants are more likely to remit thannon-married immigrants. Dependency ratio is statistically significant at the0.10 level. Characteristics <strong>of</strong> migration are also important: The longer thatimmigrants stay in the United States, the more likely they are to remit. Itis consistent with our expectation that higher costs <strong>of</strong> emigration lead to ahigher probability <strong>of</strong> remittances. We have tried different combinations <strong>of</strong>community-level variables in the model, but the results are not statisticallysignificant.In Table 5, we model the logged amount <strong>of</strong> remittances in the previoustwelve months prior to the survey. Model 5 in Table 5 includes individual,household, and community-level variables. Only two individual-levelvariables show significant effects: duration <strong>of</strong> stay abroad in the UnitedStates and emigration cost. As we expected, the higher the emigrationcost, the more likely immigrants are to remit. Recently arrived immigrantsare more likely than other immigrants to remit large amounts in the lasttwelve months before the survey. This is mainly because recently arrivedimmigrants have the large burden <strong>of</strong> emigration costs (also see Figure 1on <strong>this</strong> point). One variable that measures infrastructure (distance to thenearest highway) is important in predicting an amount <strong>of</strong> remittances: Thecloser the community to the nearest highway, the larger the amount <strong>of</strong>remittances in the last twelve months. 5In Table 6 through Table 8 (see appendix), we estimate models <strong>of</strong> howremittances were used to see if they were used for business, local educationand public projects, housing, and others. We note at the outset that theproportion <strong>of</strong> those who report using remittances for business initiatives isvery small (2.3 percent), which probably explains the fact that the modeldoes not produce significant results (see Table 6). In Table 7, we presentresults from models that predict the use <strong>of</strong> remittances for educationand public projects. There are three individual-level factors that shouldbe mentioned. One is the duration <strong>of</strong> stay in the United States; in other2855We also estimated a Heckman selection equation in which we take into account selection intothe group <strong>of</strong> individuals who remitted when estimating the amount <strong>of</strong> remittances (Heckman1979). We used variables that are statistically significant in Table 4 for the selection equation. Theselection effect is not statistically significant. These results are available from the authors uponrequest.

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