Bring on tomorrow - AIG.com

ITEM 7 / RESULTS OF OPERATIONS.....................................................................................................................................................................................Personal lines net premiums written increased primarily driven by the full year consolidation of Fuji results andgrowth in auto, personal property, and specialty personal lines products. Excluding the effects of the Fuji acquisition,Personal Lines net premiums decreased one percent, primarily as a result of a management decision to not renewcertain programs in the U.S. and Canada that did not meet internal performance targets. Personal Lines continued togrow in key markets, including Japan and other Asia Pacific countries, Latin America, and in key lines, such aspersonal property and specialty personal lines products.AIG Property Casualty Net Premiums Written by Region..............................................................................................................................................................................................The following table presents AIG Property Casualty’s net premiums written by region:Years Ended December 31,Percentage Change in Percentage Change inU.S. dollarsOriginal Currency(in millions) 2012 2011 2010 2012 vs. 2011 2011 vs. 2010 2012 vs. 2011 2011 vs. 2010Commercial Insurance:Americas $ 13,717 $ 14,493 $ 14,302 (5)% 1% (5)% 1%Asia Pacific 2,003 1,868 1,326 7 41 7 31EMEA 4,580 4,694 4,545 (2) 3 1 1Total net premiums written $ 20,300 $ 21,055 $ 20,173 (4)% 4% (3)% 3%Consumer Insurance:Americas $ 3,913 $ 3,628 $ 3,640 8% –% 9% –%Asia Pacific 8,443 8,194 5,826 3 41 2 30EMEA 1,794 1,940 1,880 (8) 3 (2) (1)Total net premiums written $ 14,150 $ 13,762 $ 11,346 3% 21% 3% 15%Other:Americas $ (16) $ 23 $ 93 NM% (75)% NM% NM%Asia Pacific 2 – – NM NM NM NMTotal net premiums written $ (14) $ 23 $ 93 NM% (75)% NM% NM%Total AIG Property Casualty:Americas $ 17,614 $ 18,144 $ 18,035 (3)% 1% (3)% 1%Asia Pacific 10,448 10,062 7,152 4 41 3 30EMEA 6,374 6,634 6,425 (4) 3 – 1Total net premiums written $ 34,436 $ 34,840 $ 31,612 (1)% 10% (1)% 7%WORLDWIDE NET PREMIUMS WRITTEN BY REGION (dollars in millions)$6,374$6,634$6,425$10,448$10,062$7,152EMEAAsia PacificAmericas$17,614$18,144$18,0352012 2011 201019FEB201322181802..................................................................................................................................................................................................................................80 AIG 2012 Form 10-K