Economic Report of the President

TABLE B-68.—Consumer credit outstanding and net change, 1930-82[Millions of dollars]Amount outstanding (end of month)Net change from preceding periodYear and monthTotalTotalInstallment credit lAutomobileRevolving2TotalInstallmentcredit»TotalNoninstallmentMobilehome 8 Other credit 4AutomobileNoninstallmentcredit 41950: Dec1951: Dec1952: Dec1953: Dec1954: Dec1955: Dec1956: Dec1957: Dec1958: Dec1959: DecI960: Dec1961: Dec1962: Dec1963: Dec1964: Dec1965: Dec1966: Dec1967: Dec1968: Dec1969: Dec1970: Dec1971: Dec1972: Dec1973: Dec1974: Dec1975: Dec1976: Dec1977: Dec1978: Dec...1979: Dec1980: Dec.1981: Dec1981:JanFebMar....%~June...July...,Aug....Sept...OctNovDec1982:JanFebMar...,AprMay....June...July....Aug....Sept...OctNov25,64127,26832,55136,73638,19245,34849,26852,19152,70260,74165,10467,63573,91782,80592,591103,207109,749115,430126,949137,742143,113157,795177,639203,077213,427223,140248,916289,133337,917383,363388,239413,544384,847383,232385,685388,857391,077394,531397,210401,449406,234406,670407,970413,544409,444406,682406,520408,109409,500412,599413,366415,140417,624417,422419,76815,50316,22020,47024,25424,89130,26933,17135,44335,33941,12345,05146,02750,99457,82965,57273,88179,33983,14891,681101,161105,528118,255133,173155,108164,594171,996193,525230,564273,645312,024313,472333,375310,760309,385311,071313,669315,679318,792320,656324,161328,187328,652329,053333,375330,135327,435327,131328,363329,338331,851332,471333,808335,948334,977336,9916,0155,9587,6359,6859,74713,47114,48415,47214,25816,63218,08317,59919,92422,84225,81729,35530,99231,13134,34836,94636,32540,51947,86253,77254,26657,24267,70782,911101,647116,362116,838126,431115,778116,195118,049119,076119,582120,400121,476123,481125,703126,344126,385126,431125,525125,294125,559126,201127,220128,415128,359128,281129,085128,619129,5942,1053,7205,1288,5289,70011,70913,68115,01917,18939,27448,30956,93758,35263,04957,55656,04755,35655,71655,82056,79856,76457,28058,31858,45158,92363,04961,43359,51458,49158,64158,64759,30259,82460,47560,93260,91761,5002,4617,2269,52613,58014,64214,43414,57314,94515,23516,83817,32218,48617,20217,11317,16217,34217,57617,70417,76017,95918,12418,30018,38018,48618,39718,34318,36318,40218,47918,54318,60118,74118,77818,81418,8219,48810,26212,83514,56915,14416,79a18,68719,97121,08124,49126,96828,42831,07034,98739,75544,52648,34752,01755,22860,49561,61461,98266,08576,04782,00585,30194,05693,434108,454121,887120,960125,409120,224120,030120,504121,535122,701123,890124,656125,441126,042125,557125,365125,409124,780124,284124,718125,119124,992125,591125,687126,311127,153126,627127,07610,13811,04812,08112,48213,30115,07916,09716,74817,36319,61820,05321,60822,92324,97627,01929,32630,41032,28235,26836,58137,58539,54044,46647,96948,83351,14455,39158,56964,27171,33974,76780,16974,08773,84774,61475,18875,39875,73976,55477,28878,04778,01878,91780,16979,30979.24779,38979,74680,16280,74880,89581,33281,67682,44582,7774,7891,6275,2834,1851,4567,1563,9202,9235118,0394,3632,5316,2828,8889,78610,6166,5425,68111,51910,7935,37114,68219,84425,43810,3509,71325,77640,21748,78445,4463,2717174,2503,7846375,3782,9022,272-1045,7843,9289764,9676,8357,7438,3095,4583,8098,5339,4804,36712,72714,91821,9359,4867,40221,52937,03943,08138,3791,537-571,6772,050623,7241,013988-1,2142,3741,451-4842,3252,9182,9753,5381,6371393,2172,598-6214,1947,3435,9104942,97610,46515,20418,73614,7154,876 1,448 47625,305 19,903 9,5931,7041,9623,2083,5182,0782,7082,7912,5573,4305841,2124321,620-5165542,0582,0012,279992-1491,138542,656Seasonally adjusted s1,2061,8452,9712,7221,5712,0311,5512,4282,9751,002600-33443759901,1751,3991,349570661,092-3242,523318311,526648-1141491,0561,8592,0791,024564 68-121-56-2823395965561-402505-781,8161,5189101,0334018191,7781,0186516152,2554351,5551,3152,0532,0432,3071,0841,8722,9861,3131,00419554,9263,5038642,3114,2473,1785,7037,0673,4285,4024981172377965076771,240129455-4186124651,177-591-436883602930422-215463781331 Installment credit covers most short* and intermediate-term credit extended to individuals through regular business channels,usually to finance the purchase of consumer goods and services or to refinance debts incurred for such purposes, and scheduled to berepaid (or with the option of repayment) in two or more installments. Credit secured by real estate is generally excluded.a Consists of credit cards at retailers, gasoline companies, and commercial banks, and check credit at commercial banks. Prior to1968, included in "other," except gasoline companies, included in noninstallment credit prior to 1971. Beginning 1977, includes openendcredit at retailers, previously included in other. Also beginning 1977, some retail credit was reclassified from commercial intoconsumer credit.4 Because of inconsistencies in the data and infrequent benchmarking, series on noninstallment credit is no longer published by theFederal Reserve Board on a regular basis. Data are shown here as a general indication of trends.o For installment credit, computed as the difference between extensions and liquidations (both seasonally adjusted); see also TableB-69. For noninstallment credit, computed as the change from one month to another in the seasonally adjusted amount outstanding.Source: Board of Governors of the Federal Reserve System.242