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United States yearbook - 1982 (1)

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Commercial Banks 505<br />

N o . 8 2 6 . C o m m e r c i a l B a n k s — A s s e t s a n d L i a b i l i t i e s : 1 9 6 5 t o 1 9 8 1<br />

[In billions of dollars, exespt number of banks. As of Deo. 31. Includes nonlnsured nondeposit trust companies. Includes<br />

outlying areas. Includes American branches of foreign banks (tabulated as banks) licensed to do a deposit business. See<br />

H is to ric a l S ta tis tic s , C o lo n ia l T im e s to 1 9 7 0 , series X 586-609, for related data]<br />

IT E M 1 9 6 5 1 9 7 0 1 9 7 4 1 9 7 5 1 9 7 6 1 9 7 7 1 9 7 8 1 9 7 9 1 9 8 0 1 9 8 1<br />

Number o f banks............................................. 1 3 , 8 1 8 1 3 , 7 0 5 1 4 , 4 8 8 1 4 , 6 5 7 1 4 , 6 9 8 1 4 , 7 3 8 1 4 , 7 4 1 1 4 , 7 3 8 1 4 , 8 7 0 1 4 , 9 1 3<br />

Assets.... 3 8 2 . 9 5 8 1 . 5 9 2 7 . 5 9 7 4 . 7 1 ,0 4 0 .1 1 , 1 7 6 . 6 1,329.0 1 , 4 3 7 . 7 1 , 5 4 3 . 5 1,692.3<br />

Securities, total13 1 0 4 . 6 1 4 6 . 5 1 9 5 . 9 2 3 0 . 8 2 5 3 . 2 2 6 1 . 0 2 7 2 . 0 2 8 7 . 8 3 2 6 . 0 3 4 2 . 4<br />

U.S. Treasury.............................................. 5 9 . 7 5 9 . 3 5 2 . 3 6 1 . 6 9 6 . 0 9 7 . 0 9 0 . 6 88.8 1 0 4 . 5 1 0 3 . 5<br />

Obligations o f <strong>States</strong> and subdivisions........ 3 8 . 7 6 7 . 9 9 7 . 6 101.6 1 0 3 . 3 1 1 3 . 7 1 2 4 . 6 1 3 3 . 3 1 4 6 . 5 1 5 1 . 4<br />

Federal funds sold ana sec. purcnasea3........ 2.1 1 6 . 3 4 0 . 1 3 9 . 3 4 6 . 5 5 4 . 2 5 5 . 0 6 3 . 5 7 1 . 4 9 1 . 2<br />

Loans, gross................................................... 2 0 4 . 7 3 0 0 . 4 5 1 4 . 2 5 1 2 . 5 5 5 2 . 1 6 3 2 . 3 7 3 7 . 6 8 1 3 . 8 8 4 1 . 6 9 3 2 . 5<br />

Commercial and industrial loans.................. 7 1 . 9 1 1 3 . 4 1 8 6 . 6 1 8 1 . 0 1 8 6 . 1 2 0 7 . 3 2 3 6 . 9 2 6 5 . 8 2 8 3 . 3 3 2 9 . 7<br />

Real estate loans........................................ 4 9 . 7 7 3 . 3 1 3 2 . 1 1 3 6 . 5 1 5 1 . 2 1 7 9 . 0 2 1 4 . 0 2 4 5 . 2 2 6 3 . 6 2 8 4 . 0<br />

Construction and land development......... (*) (•) 3 8 2 .9 > 5 8 1 .5 > 9 2 7 .5 > 9 7 4 .7 1 , 0 4 0 .1 1 , 1 7 6 . 6 1 , 3 2 9 . 0 1 , 4 3 7 . 7 1 , 5 4 3 . 5 1 , 6 9 2 .3<br />

Deposits......................................................... 3 3 3 . 6 4 8 5 . 5 7 5 3 . 6 7 9 2 . 9 8 4 5 . 1 9 4 7 . 1 1 , 0 4 3 . 3 1 , 1 0 8 . 7 1 , 1 9 4 . 0 1 , 2 7 7 .8<br />

Demand.............. ..... 1 8 5 . 5 2 4 9 . 0 3 1 7 . 5 3 2 5 . 5 3 3 8 . 7 3 8 4 . 9 4 0 8 . 5 4 3 5 . 0 4 3 3 . 1 3 8 5 . 5<br />

Time and savings ..... 1 4 8 . 6 2 3 6 . 5 4 3 6 . 1 4 6 7 . 4 5 0 6 . 4 5 6 2 . 2 6 3 4 . 7 8 7 3 . 7 7 6 0 . 9 8 9 2 . 3<br />

Business and personal................................ 2 7 6 . 6 3 0 7 . 3 6 0 8 . 9 6 5 2 . 9 7 0 4 . 8 7 8 8 . 3 8 7 5 . 0 9 4 0 . 8 1 , 0 2 9 . 2 1 ,1 2 6 .1<br />

Government............ ..... 3 2 . 4 4 9 . 7 7 4 . 6 7 1 .1 7 2 . 3 8 5 .1 88.8 8 7 . 2 8 4 . 6 86.1<br />

Domestic Interbank. ..... 1 7 . 5 2 9 . 2 4 6 . 0 4 5 . 3 4 5 . 6 6 0 . 4 6 7 .1 6 9 . 3<br />

Foreign government and bank.................... 7 . 0 9 . 3 2 4 . 2 2 3 . 5 2 2 . 4 1 3 . 3 1 2 . 3 11.1 } 7 9 . 6 6 5 . 6<br />

Miscellaneous liabilities................................... 1 4 . 7 4 6 . 5 101.2 1 0 3 . 3 1 1 6 . 7 1 4 3 . 4 1 9 1 . 2 2 2 5 . 2 J 2 3 5 . 6 2 8 9 . 6<br />

Subordinated notes and debentures............... 1 . 7 2.2 4 . 4 4 . 6 5 . 3 5 . 8 5 . 9 6.0 6 . 3 6 . 3<br />

Equity capital...................................................<br />

Stock..........................................................<br />

Surplus........................................................<br />

Undivided profits and reserve......................<br />

2 8 . 7 4 1 , 0 5 9 . 6 6 4 . 9 7 3 .1 8 0 . 3 88.6 9 7 . 8 1 0 8 . 1 1 1 8 . 6<br />

8 . 7 1 1 . 4 1 4 . 9 1 5 . 7 1 6 . 4 1 7 . 4 1 8 . 5 20.6 22.0 2 3 . 6<br />

1 3 . 6 1 8 . 2 2 5 . 6 2 6 . 9 2 9 . 3 3 1 . 7 3 3 . 7 3 5 . 5 3 7 . 9 4 0 . 4<br />

6 . 5 1 1 . 4 1 9 .1 2 2 . 3 2 7 . 4 3 1 . 2 3 6 . 4 4 1 . 8 4 8 . 2 6 4 . 4<br />

X Not applicable. 'Includes other categories not shown separately. 3For 1965, securities reported on net (after<br />

deduction of reserves) basis. aUnder agreements to resell. 4Prior to 1976, included in other categories of real estate loans.<br />

1Includes loans to foreign banks.<br />

Source: U.S. Federal Deposit Insurance Corporation, A s s e ts a n d L ia b ilitie s : C o m m e rc ia l a n d M u tu a l S a v in g s B a n k s , semiannual;<br />

beginning 1978, A n n u a l R e p o rt and unpublished data.<br />

No. 8 2 7 . C o m m e r c i a l B a n k s — S u m m a r y , b y C l a s s o f B a n k : 1970 t o 1981<br />

[As of Dec. 31. Member, nonmember refers to Federal Reserve System. See H is to ric a l S ta tis tic s , C o lo n ia l T im e s to 1 9 7 0 , series X<br />

717-721, for related data on banking offices] 1<br />

IT E M Total<br />

N O N M E M 8 E R<br />

N O N M E M B E R<br />

State<br />

National<br />

National<br />

member<br />

In- Nonin-<br />

IT E M Total member<br />

In- Noninsured<br />

sured cured sured<br />

Number of banks:<br />

1 9 8 1 ................................ .<br />

Banking offices:<br />

Assets (bil. dol.):<br />

1 3 , 6 8 7 4 , 6 2 1 1 , 1 4 7 7 , 7 3 5 1 8 4 1 9 7 0 ................................. 5 7 7 . 0 3 4 0 . 8 1 2 5 . 5 1 0 6 . 5 4 . 4<br />

1 , 0 4 6<br />

2 5 7 1 9 7 5 ................................. 9 6 5 . 2 5 5 3 . 3 1 8 0 . 5 2 1 0 . 9 2 0 . 5<br />

1 4 , 7 0 8<br />

1 9 7 9 ................................. 1 , 4 2 6 . 8 7 9 2 . 3 2 5 6 . 5 3 4 6 . 6 3 1 . 4<br />

4 ! 4 4 8 9 7 7 8 , 9 2 6<br />

1 9 8 0 > ............................. 1 , 5 3 0 . 0 8 6 9 . 6 2 6 7 . 2 3 8 9 . 9 3 . 4<br />

1 4 , 8 3 6 4 , 4 2 5 9 9 7 9 , 0 0 0 4 1 4<br />

i f t A i « 1 , 6 7 6 . 9 9 5 8 . 2 2 8 8 . 5 4 2 7 . 7 2.6<br />

1 4 , 8 8 2 4 , 4 5 4 1,020 6 , 9 2 8 4 8 0<br />

Demand deposits<br />

1 9 7 0 ................................. 3 5 , 3 3 0 1 7 , 1 5 7 4 , 8 0 2 1 3 , 1 3 9 2 3 2<br />

1 9 7 5 ________________ 4 4 , 5 9 9<br />

21,022<br />

5 , 4 5 1<br />

1 7 , 8 1 9<br />

3 0 7<br />

(bil. dol.):<br />

5 1 , 1 1 1 2 3 , 1 2 2 5 , 8 4 6 2 1 , 7 3 5<br />

4 3 3 . 3 2 3 4 . 9 9 4 . 8<br />

1 9 7 9 ................................. 4 0 8 3<br />

I 9 6 0 ................................ . 5 3 , 1 8 9 2 4 , 0 4 5 5 , 7 5 6 2 2 , 9 2 3 4 6 5 IftfiO >........ .......<br />

9 9 . 7<br />

102.6<br />

. 8<br />

.4<br />

4 3 0 . 7 2 3 7 . 6 9 0 . 0<br />

I f tf t i 5 5 ) 2 8 7 2 5 , 0 5 2 5 4 0 i f t f t i » 3 8 3 . 8 2 1 7 . 6 7 3 . 8 9 1 . 8 . 5<br />

6 , 1 8 3 2 3 , 5 1 2<br />

Grose loans<br />

(bil. do!.):<br />

ift?n................... 3 0 3 . 0<br />

5 4 6 . 5<br />

1 7 8 . 0<br />

3 1 5 . 7<br />

6 4 . 7<br />

100.8<br />

5 2 . 6<br />

1 1 8 . 6<br />

6 0 8 . 0<br />

1 9 8 0 * ______________ 8 3 5 . 2 4 6 0 ) 9 1 3 5 . 3 2 1 8 . 0 1.0<br />

7 . 6<br />

1 1 . 3<br />

1 9 8 1 ' ______________ 9 2 5 . 7 5 3 2 . 3 1 5 7 . 3 2 3 5 . 2 . 9<br />

1Excludes branches of foreign banks.<br />

Time and savings<br />

deposits (bil.<br />

2 4 7 . 9<br />

3 2 3 . 6<br />

Source; Board of Governors of the Federal Reserve System, F e d e ra l R e s e rv e B u lle tin , monthly.<br />

1 4 5 . 1<br />

1 8 3 . 9<br />

5 8 . 5<br />

6 7 . 7<br />

4 2 . 5<br />

68.1<br />

. J S F -<br />

1 9 7 0 . . . . ........................... .8<br />

2 3 3 . 9 1 3 6 . 5 4 2 . 9 5 1 . 5<br />

4 6 2 . 9 1 9 7 5 ................................. 2 6 3 . 7 7 5 . 7 1 1 5 . 9 7 . 7<br />

1ft7fi................... 6 6 6 . 3 3 6 0 . 1 9 2 . 2 2 0 4 . 2 10.0<br />

7 5 2 . 7 4 1 4 . 2 101.1 2 3 6 . 5 .8<br />

8 8 1 . 6 4 8 6 . 1 120.0 2 7 4 . 7<br />

1 .7

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