United States yearbook - 1982 (1)

508 Banking, Finance, and Insurance
No. 8 3 2 . Bank H olding C o m p a n ie s — o ffic e s , A s s e t s , D e p o s i t s : I 9 6 0 t o 1 9 8 1
[As of Dec, 3t. A "bank holding company" means any company which has control over any bank or over any company that is, or
becomes, a bank holding company by virtue of the Bank Holding Company Act and its amendments. Represents domestic data
only]
ITEM 1965 1970 1974 1975 1976 1077 1901
Number of companies
Banking offices..........
Banks....................
Branches................
Assets (bit. dol.)............................
Percent of ail commercial banks.
Deposits (bit. dol.).........................
47
1,463
426
1,037
20.5
11.1
18.3
53
1,954
468
1,486
31.2
11.5
27.6
121
4,155
895
3,260
92.9
16.1
78.1
1,752
20,593
3,462
17,131
640.1
69.6
509.7
1,821
22,056
3,674
16,382
661.3
68.5
527.5
1,912
22,990
3,791
19,199
700.0
67.9
553.6
2,027
24,243
3,903
20,340
795.1
68.2
624.3
2,222
25,614
4,101
21,513
905.0
68.7
691.1
2,478
27,099
4,280
22,619
2,905
29,924
4,954
24,970
1,004.7 1,134.4
70.6 74.1
744.7 840.6
9,500
39,733
5,689
26,044
1,296.7
77.3
938.7
Source: Board of Governors of the Federal Reserve System, B a n k in g a n d M o n e ta ry S ta tis tic s , 1 9 4 1 -1 9 7 0 ; A n n u a l S ta tis tic a l
D ig e s t; and unpublished data.
No. 833. M u tu a l Savings Banks— A s s e ts and L ia b ilitie s : i 9 6 0 t o 1 9 8 1
[In billions of dollars, except number of banks. As of Dec. 31. Includes Virgin Islands through 1965 and Puerto Rico through
1975. See H is to ric a l S ta tis tic s , C o lo n ia l T im es to 1 97 0, series X 687-668 and X 821-833, for related data]
ITEM 1960 1965 1970 1974 1975 1976 1977 1978 1979 1980 1981
Number of banks........................ ........................ 515 506 494 480 476 473 467 465 463 460 442
Assets 1............................................. ........... 40.6 68.2 79.2 109.5 121.1 134.8 147.3 158.2 157.9 166.6 164.7
Loans and discounts, gross*................................ 27.1 45.3 60.4 78.7 81.3 86.8 94.4 102.4 102.5 106.6 104.4
Real estate loans.............................................. 26.9 44.6 57.9 74.9 77.2 81.6 88.2 95.2 66.2 96.1 94.9
Securities............................................................ 12.0 11.0 16.2 26.0 34.2 42.0 46.6 47.8 46.1 48,0 48,0
U.S. Government................... .......................... 10.5 6.3 5.0 6.8 10.8 14.8 17.4 18.0 18.6 21.1 21.2
Other securities................................................ 1.5 4.7 11.2 19.1 23.4 27.2 29.1 29.8 27.5 26.9 24.8
Liabilities and surplus................................. 40.6 5B.2 79.2 109.5 121.1 134.8 147.3 158.2 157.9 166.6 164.7
Deposits.............................................................. 36.4 52.8 72.1 99.4 110.6 123.7 134.9 143.7 142.0 149.9 146.6
Miscellaneous liabilities......................— ......... .7 .8 1.2 2.2 2.1 2.1 2.4 3.6 5.2 6.1 9.1
Surplus accounts......................................... 3.6 4.7 5.9 8.0 8.4 9.1 10.0 10.9 10.7 10.6 9.0
■Includes assets not shown separately. 1 Prior to t970, data net of valuation reserves.
Source: U.S. Federal Deposit Insurance Corporation. A n n u a l R e p o rt.
N o . 8 3 4 . S a v in g s a n d Lo an As s o c ia t io n s (FSLIC-In s u r e d )— S e l e c t e d F in a n c ia l It e m s a n d
r a t io s o f Co n d it io n : 1 9 7 0 t o 1 9 8 1
[As of Deo. 31 for assets, liabilities and net worth; calendar year lor other Items. FSUC-Federal Savings and Loan Insurance
Corporation. FSLIC-insured savings and loan association represent approximately 98 percent of the resources of all operating
savings and loan associations. Minus sign (—) denotes either loss or outflow]
ITEM
Unit 1970 1975 1976 1977 1978 1979 1980 1981
Mortgage loans outstanding......^__
Liabilities............................................
Net worth......................... ......
Gross operating Income.......................
Operating expense............................
Cost of funds..........................
Net income before taxes...__
Net income after taxes....
Gross savings receipts..........
New savings received....................
I n t e r e s t / d iv i d e n d s c r e d i t e d .......................
Savings withdrawal....
Net savings inflow......
Net new savings received.................
Mortgage loans closed
Average cost of funds............... .
Average effective dividend rate paid
Average interest return on mortgages
Net income to average assets...___
Bil. dol___ 170.5 329.0 381.7 447.9 510.8 566.7 615.3 651.0
BIL dol....... 146.1 271.3 315.3 372.4 423.5 466.5 492.7 509.4
Bil. dol....... 158.7 309.9 360.4 423.4 482.6 535.1 582.9 623,2
Bil. dol....... 11.9 19.1 21.3 24.4 28.1 31.6 32.4 27.8
BH. dol....... 10.7 23.7 28.2 33.9 40.6 48.6 56.1 65.2
Bit. dol___ 1.9 3.9 4.6 5.3 6.2 7.1 7.9 9.0
Bit. dol....... 6.1 17.6 20.5 24.1 28.7 36.4 47.4 633
BH. dol....... 1.2 2.1 3.2 4.6 5.7 5.2 1.2 —6.2
BH. dol....... .9 1.4 2.2 3.2 3.9 3.6 .8 -4 .6
Bil. dol___ 62.0 151.1 160.8 214.5 266.4 354.5 454.5 520.6
Bil. dol......... 56.5 138.4 165.4 196.3 245.7 330.6 424.2 482.0
Bil. dol....... 5.5 12.8 15.4 16.2 20.7 23.9 30.3 38.8
Bil. dol___ 51.2 109.1 131.1 164.3 222.2 315.6 413.5 507.4
Bil. dol___ 10.8 42.1 49.7 50.2 44.2 36.9 41.0 13.4
Bil. dol.__ 5.3 29.3 34.4 32.0 23.5 15.0 10.7 -25,4
Bil. dol.__ 20.8 53.8 77.1 105.3 108.3 98.7 71.3 52.3
Percent...... 5.30 6.32 6.36 6.44 6.67 7.47 8.94 10.92
Percent.... 5.14 6.21 6.31 6.39 6.56 7.29 8.78 1071
Percent.... 6.56 7.66 7.95 8.21 8.47 8.83 9.31 9.87
Percent__ .57 .47 .63 .77 .82 .67 .13 - 7 3
Source: U.S. Federal Home Loan Bank Board, C o m b in e d F in a n c ia l S ta te m e n ts, annual; S a v in g s a n d H o m e F in a n c in g S o u rc e
B o o k , annual; and F e d e ra l H o m e L o a n B a n k B o a rd J o u rn a l, monthly.