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5.7 Expectations 5.8 Conclusion on the primary research 5.8.1 Reliability 5.8.2 Internal and external validity 5.8.3 Overall conclusion 6. Results 6.1 General responses 6.2 Results from interviews 6.2.1 Introduction 6.2.2 Institution profiles 6.2.3 Outcome of the interviews 6.2.4 Summary of key results 6.3 Conclusion on primary research 6.3.1 Introduction 6.3.2 Analysis of results 6.3.3 Linking theory and findings 6.3.4 Discuss the findings 6.3.4.1 Reflection on research process 6.3.4.2 To what extend have the objectives been met? 6.3.4.3 Difficulties during the research 6.3.4.4 What other research could have been undertaken? 6.3.4.5 Key findings during the research 6.4 Summary 7. Conclusion 7.1 Research aim 7.2 Answers to research question 7.3 Differences and similarities between the primary and secondary research 7.4 New perspectives 7.5 Overall conclusion microfinance 8. Recommendations 8.1 Recommendations for institutes involved 8.1.1 Microfinance institutes 8.1.2 Starting entrepreneurs 8.1.3 The Ministry of Economic Affairs 8.2 Recommendations for further research References Appendices Appendix 1 Thesis Proposal Appendix 2 A short history of Microfinance Appendix 3 List of interviewees Appendix 4 Interviews Elmar Hoogendoorn 97 Sustainable Microfinance
References Armendáriz, B. 2009, 'Microfinance for Self-Employment Activities in the European Urban Areas', Working Paper for CEB research institute in Management Sciences, Brussels Bhole, B. and Ogden, S. (2009), 'Group lending and individual lending with strategic default', Journal of Development Economics, New York, p. 21. BN De Stem (2009), Een eigen zaak, dankzij microkrediet [online], BN De Stem, Available from: http://www.bndestem.nl/algemeen/economie/4850724/Een-eigen-zaak-dankzij- microkrediet.ece [Accessed: 23.3.2010]. Canale, R. R. (2010), Microcredit in advanced economies as a "third way": a theoretical reflection, University of Naples "Parthenope". Corbin, J. and Strauss, A. (1990), 'Grounded Theory Research - Procedures, Canons, and Evaluative Criteria', Qualitative Sociology, Vol. 13, No.1, pp. 3-21. European Investment Fund (EIF) (2009), Microfinance in Europe - a market overview, EIF, Luxembourg, p. 21. Evers and Jung (2005), Reaching the potential of microfinance for economic growth, social inclusion and regional development through a coherent European funding policy, European Microfinance Network, p. 2. Evers and Jung (2007), Status of microfinance in Western Europe – an academic review, Paris: European Microfinance Network (March), p. 10. Genet, M. (2009), “Microfinance in Western Europe and Sustainability: Dream or Lack of Ambition? In The European Microfinance Network Bi-Annual Magazine on Microfinance in Europe, Paris. Gomez, R. and Santor, E. (2003), 'Do Peer Group Members Outperform Individual Borrowers? A Test of Peer Group Lending Using Canadian Micro-Credit Data', Bank of Canada Working Paper, Ottawa, p. 14. Granger, B. and Lämmerman, S. (2009), 'MFI efficiency and State intervention - what correlation?', First European research conference on microfinance, June 2-4, 2009, Advancia Business School, Paris, p. 19. Heemskerk, F. (2009), Stimuleer en steun starters [online], Zicht op Ondernemen, Jaargang 13, No. 4, p. 1., Available from: http://www.qredits.nl/assets/Downloads/ Zicht_op_ondernemen.PDF [Accessed: 19.3.2010]. Elmar Hoogendoorn 98 Sustainable Microfinance
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! ! Sustainable Microfinance Balanc
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Keywords and Abstract Sustainable M
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Condensed Table of Contents ! ! Key
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3.3 Lessons from previously develop
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List of Figures ! Figure I-1: Thesi
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List of Abbreviations BDS Business
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1. Overview This chapter serves as
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In 2007, the Dutch Ministry of Econ
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collect information or seek specifi
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In some regions entrepreneurs are a
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• What different players in the D
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2. Theory and Literature Review - M
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investors expect to gain from the f
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2.4 Microfinance in (Western) Europ
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A MFI in the survival mode can bare
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The main factors that negatively af
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that are needed in order to transfo
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According to Lämmermann, et al. (2
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2.5.6 Success of BDS Lämmermann, e
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The final conclusion relates to the
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Kaplan and international strategy c
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investments in learning will lead t
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• Derived from strategy; • Stim
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emaining drivers of the model are;
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Greatbanks and Tapp (2007) Manville
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that fail to effectively plan for t
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objectives (obligations) establishe
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Section II. Research Design The pre
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Page 137 and 138: Appendix M - Business Development S
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Page 147 and 148: Appendix S - Qredits ! KH The main
Page 149 and 150: Bibliography Affleck, A. and Mellor
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Page 157 and 158: McKinsey & Company, p. 3., Availabl
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Shrader, C.B., Mulford, C.L. and Bl
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Woodworth, W. and Woller, G. (1999)
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