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Sustainable Microfinance - Balanced Scorecard's added value for ...

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MB that is an indication that you have a product that already goes quite well. I can imagine that you can<br />

see that in this model.<br />

MB If someone already has a deal with a bakery that will buy products. Then <strong>for</strong> you marketing plan you<br />

already have quite some in<strong>for</strong>mation<br />

MB she already knows that there is demand and there is already a customer.<br />

MB ZZP-ers will only start <strong>for</strong> themselves if they already have some customers or contracts. Then the<br />

demands that you make <strong>for</strong> the marketing side, are a bit softer, because you already have a lot of<br />

prove.<br />

CS Your price, promotion, actually all the P's, competition.<br />

CS I would like to take the edge of the sentence; 'when it is a good product it will sell itself'. I believe that it<br />

is a combination.<br />

CS There are a lot of good ideas, but if you do not get your marketing up and running it is never going to<br />

work.<br />

CS A problem is that when a product does not exist yet, people find it difficult to imagine whether they will<br />

need it.<br />

CS That is something to be careful with, because sometimes you do not expect it, but it can become big<br />

business<br />

CS You think this is not going to work, but maybe there is a lot of demand <strong>for</strong> it. That is always difficult to<br />

determine. You do not know that.<br />

CS products will not be so innovative that people will not understand what you talk about.<br />

CS when you go ask on the street, people will say; 'that is a very crappie idea' while it might actually be a<br />

very good idea. Than it is difficult to determine the actual demand.<br />

CS work with numbers, you can say; 'you need at least 1000 or 500 people that you have asked detailed<br />

questions<br />

CS in whatever way, by questionnaires or interviews’, that way you can make it quantitative.<br />

CS Developing the right questions is very difficult<br />

AP Sometimes questionnaires, sometimes by focus groups, or idea boxes, those kind of things, or a<br />

helpdesk, if you are not satisfied you can call this number.<br />

Elmar Hoogendoorn 119<br />

<strong>Sustainable</strong> <strong>Microfinance</strong>

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