Academic Calendar - Fisheries and Marine Institute - Memorial ...

FEES AND FINANCIAL INFORMATION
Health And Dental Insurance:
The cost of health/dental insurance for Canadian students is
$150.48 per term and dependent coverage is available upon
request at an additional cost per family of $150.48 per term.
International students should contact the Office of Student Affairs
and Services for health/dental insurance information.
Students enrolled in another health/dental plan may apply to be
excluded from the Marine Institute Student Union (MISU) plan by
opting out online at https://studentplans.ca/u/18 and provide
proof of existing coverage. Acceptable proof will include, but
is not limited to, the name of the company providing coverage,
policy number, and specific reference to coverage.
The opt out deadline for any given academic term is two weeks
after the first day of lectures. Students who opt out of the health/
dental plan in the Fall semester will automatically be opted out for
the remainder of the academic year unless notification is made to
the MISU to opt in.
The opt in deadline for any given academic term is two weeks
after the first day of lectures.
Coverage under the MISU student health/dental plan is on the
basis of academic year. Therefore, if any student chooses to opt
out of the plan, they must do so at the beginning of each and
every academic year.
If a student is on long term sea phase, they are automatically
covered for health insurance only. If a student wishes to opt out
of the health plan they must make the necessary arrangements.
If the long term sea phase or work term begins before September
1st of any given year, it is the student’s responsibility to
make arrangements to opt out of the plan at the beginning of
September, if they wish to do so. Students must opt out within
the first two weeks of the scheduled start date of their work term
for their program as published in the academic diary. If a student
wishes to add on dental coverage they must fill out an opt in form
during the first two weeks of lectures per academic term, which
can be picked up at the MISU office.
In the case where a student has just completed a work term and
is entering into a new academic semester and has opted out of
the health care plan the previous semester, the student is also
required to opt out of the dental plan for the new semester if they
do not wish to have the dental coverage. The deadline for opting
out of the plan is two weeks after the first day of lectures for that
semester.
If a student is registered for courses at both the St. John’s
Campus and Marine Institute, they must opt out of both plans if
they do not wish to have that coverage.
Methods of Payment
The following options are available for payment of fees to the
Marine Institute:
Cash/Debit Card - Must be paid in person at the Cashier’s
Office. Do not mail cash.
Cheque - May be mailed or delivered in person to the Cashier’s
Office.
Credit Card – Effective July 1, 2013, Moneris, Memorial’s
Clearing house for credit card payments, will charge a 1.99%
convenience fee to those who use a credit card to make
payments on student accounts. You must use your Memorial
Self-Service. Because Memorial Self-Serive uses state-of-the-art
encryption technology to ensure the security of your date you
might experience difficulty using older browsers.
Telephone or Online Banking – Customers of the Royal Bank
of Canada, the Bank of Montreal, The Bank of Nova Scotia and
Canada Trust who have access to the banks’ telephone or online
banking systems can pay their fees using this service up to the
last day to add courses for each semester. Further information
on the use of these banking systems can be obtained from your
local branch
Tuition Voucher - Students receiving a tuition voucher must
present the tuition voucher and pay the balance of any fees to
the Cashier’s Office by the published deadlines to avoid being
assessed a late payment fee..
Student Loans:
Students enrolling in courses of 12 weeks or more in length may
be eligible for Canada Student Loans.
For student loan purposes, the allowance for books is
approximately $500.00 per semester or $1000.00 per year. For
applicants from provinces outside Newfoundland and Labrador
please contact the Student or Financial Aid office for your
province. For further information concerning loan programs for
students from Newfoundland and Labrador contact the Student
Aid Branch of the Department of Youth Services and Post-
Secondary Education as follows:
Internet: http://www.gov.nl.ca/studentaid
(Online applications and information)
E-mail: studentaid@mail.gov.nl.ca
Telephone:
Facsimile: (709) 729-2298
Office:
Mail:
(709) 729-5849 (client service during business
hours) or (709) 729-4244 or 1-888-657-0800
for automated information service
Coughlan College on the St. John’s Campus of
Memorial University -
Monday to Friday 9:00 A.M. to 4:30 P.M.
(4:00 p.m. during the summer)
Student Financial Services Division
Department of Youth Services and Post-
Secondary Education P.O. Box 8700
St. John’s, NL A1B 4J6
Students unable to meet fee obligations while awaiting a student
loan must contact the Marine Institute’s Finance Office on or
before the date that fees are due to arrange for a deferral of
payment. Once loan documents are received at the Marine
Institute, all fees owing will be signed out of the student loan
unless the student wishes to immediately pay by another method.
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