will government's massive surge in investment ... - Myiris.com
will government's massive surge in investment ... - Myiris.com
will government's massive surge in investment ... - Myiris.com
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
Apr-Jun 2013 Earn<strong>in</strong>gs Preview<br />
Q4 Results Preview (Rs m)<br />
NII QoQ YoY PPOP QoQ YoY PAT QoQ YoY<br />
HDFC Bank 43,713 1.8% 25.5% 31,486 6.3% 22.0% 18,392 ‐2.7% 29.8%<br />
ICICI Bank 37,562 ‐1.2% 17.6% 34,145 ‐5.3% 15.8% 21,132 ‐8.3% 16.4%<br />
Axis Bank 26,904 1.0% 23.4% 25,035 ‐10.6% 27.5% 13,851 ‐10.9% 20.1%<br />
HDFC 16,933 ‐16.7% 15.7% 15,790 ‐20.8% 16.1% 12,047 ‐22.6% 20.2%<br />
SBI 115,891 4.6% 4.2% 81,825 5.4% 0.1% 35,872 8.7% ‐4.4%<br />
PNB 38,964 3.1% 5.4% 27,715 ‐2.8% ‐2.4% 11,707 3.5% ‐6.0%<br />
BOI 24,996 1.0% 22.3% 20,390 ‐1.7% 21.8% 6,670 ‐11.8% ‐24.8%<br />
BOB 30,285 7.6% 8.2% 24,492 12.2% 8.7% 10,236 ‐0.5% ‐11.1%<br />
Union 20,966 5.9% 15.1% 15,497 ‐8.0% 22.3% 6,377 ‐19.2% 24.7%<br />
Kotak 8,957 ‐0.9% 24.2% 6,236 ‐4.6% 39.1% 3,815 ‐12.5% 35.1%<br />
IDFC 6,741 4.8% 7.2% 7,889 ‐8.1% 20.3% 4,960 ‐5.7% 30.5%<br />
IndusInd 6,970 5.4% 44.0% 5,558 2.3% 37.6% 3,191 3.8% 35.1%<br />
Yes 6,843 7.2% 44.9% 6,499 2.5% 41.4% 3,786 4.5% 30.5%<br />
SIB 3,771 13.0% 27.1% 2,471 19.9% 19.1% 1,291 ‐16.1% 4.9%<br />
ING 4,307 1.7% 25.5% 2,746 ‐3.4% 26.3% 1,587 ‐6.8% 21.9%<br />
J&K 6,450 1.8% 20.4% 1,764 ‐15.0% 28.0% 2,774 10.9% 12.7%<br />
Federal 5,531 15.3% 12.5% 1,708 13.0% 12.1% 2,173 ‐2.1% 14.2%<br />
LIC Hous<strong>in</strong>g 4,282 ‐7.1% 22.2% 4,211 2.0% 21.1% 3,095 ‐2.1% 35.9%<br />
MMFSL 6,386 ‐3.7% 31.0% 4,264 ‐8.8% 31.3% 2,139 ‐32.8% 32.8%<br />
Shriram Tran. 5,030 ‐0.3% 86.1% 7,206 4.6% 18.4% 3,658 3.0% 13.7%<br />
Total (ex SBI) 294,175 1.4% 17.7% 233,635 ‐3.1% 17.3% 127,086 ‐7.6% 12.6%<br />
Total Private 151,008 1.8% 23.8% 117,650 ‐2.3% 23.6% 71,993 ‐5.9% 22.3%<br />
Total Public (ex SBI) 210,135 4.3% 6.9% 154,423 3.9% 3.3% 64,485 3.8% ‐8.3%<br />
Loans (Rs bn) QoQ YoY Marg<strong>in</strong>s (%) QoQ YoY LLP/Loans (%) QoQ YoY<br />
HDFC Bank 2,589 8.0% 21.4% 4.20% ‐0.10% ‐0.10% 0.70% 0.20% ‐0.21%<br />
ICICI Bank 3,037 4.6% 14.7% 2.92% ‐0.13% 0.11% 0.68% 0.05% ‐0.02%<br />
Axis Bank 1,989 1.0% 16.2% 3.51% ‐0.08% 0.14% 0.90% ‐0.31% 0.29%<br />
HDFC 1,777 4.5% 19.9% 3.62% ‐0.91% ‐0.08% 0.00% 0.00% 0.00%<br />
SBI 10,770 3.0% 17.5% 2.56% ‐0.01% ‐0.36% 1.02% ‐0.58% ‐0.05%<br />
PNB 3,118 1.0% 5.9% 3.24% 0.02% 0.00% 1.29% ‐0.62% ‐0.11%<br />
BOI 3,003 3.8% 13.7% 2.25% ‐0.07% 0.16% 1.41% ‐0.68% 0.69%<br />
BOB 3,298 0.5% 15.4% 2.69% 0.04% ‐0.28% 1.20% ‐0.80% ‐0.05%<br />
Union 2,039 ‐2.0% 17.3% 2.81% 0.04% ‐0.08% 0.55% ‐0.71% ‐0.64%<br />
Kotak 514 6.0% 21.4% 4.51% ‐0.17% ‐0.13% 0.55% 0.24% 0.23%<br />
IDFC 571 2.5% 13.9% 4.05% ‐0.01% ‐0.28% 0.70% ‐0.48% ‐0.12%<br />
IndusInd 465 5.0% 24.9% 3.91% 0.00% 0.49% 0.68% ‐0.06% 0.11%<br />
Yes 479 2.0% 24.4% 3.01% 0.01% 0.21% 0.74% ‐0.09% 0.43%<br />
SIB 321 1.0% 17.5% 3.37% 0.25% 0.09% 0.70% ‐0.13% 0.33%<br />
ING 342 7.5% 16.7% 3.00% ‐0.21% ‐0.10% 0.48% 0.06% 0.12%<br />
J&K 260 1.0% 18.1% 3.95% ‐0.16% 0.06% 1.06% ‐1.71% 0.15%<br />
Federal 443 0.5% 16.5% 2.97% 0.37% ‐0.07% 0.80% ‐0.09% 0.14%<br />
LIC Hous<strong>in</strong>g 809 4.0% 23.3% 2.17% ‐0.28% ‐0.01% 0.00% 0.02% ‐0.27%<br />
MMFSL 288 3.0% 32.2% 10.23% ‐0.68% ‐0.06% 1.51% 1.04% ‐0.06%<br />
Shriram Tran. 507 2.0% 20.9% 7.50% 0.06% ‐0.32% 1.88% 0.12% ‐0.05%<br />
Total (ex SBI) 25,055 2.8% 15.6% 3.26% ‐0.08% ‐0.01% 0.91% ‐0.31% 0.07%<br />
Source: Company Data, PL Research<br />
July 8, 2013 57
Change language