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The role of informal microfinance institutions in saving

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CHAPTER 5.<br />

CONCLUSSIONS AND RECOMMENDATIONS.<br />

5.1 Conclusions……………………………………………………………………232-236<br />

5.2 Measures taken by the Tanzania Government to Strengthen sav<strong>in</strong>gs and Credit<br />

Cooperatives societies (SACCOs) ……………………………………………236-237<br />

5.3. Questionnaire on Institutional support to SACCOs Growth ………………237<br />

5.4. Supports to SACCOs Development ………………………………………….237-239<br />

5.5. Recommendations …………………………………………………………….239-240<br />

TABLE PAGES<br />

TABLE 1: Performance <strong>of</strong> SACCOs <strong>in</strong> Tanzania: 1960-1989……………………..28<br />

TABLE 2: Performance <strong>of</strong> SACCOs <strong>in</strong> Tanzania: 1990-2005…………………….29-30<br />

TABLE 3: SACCOs pr<strong>of</strong>ile as at 31 st May, 2005……………………………………30-31<br />

TABLE 4: Number <strong>of</strong> Sav<strong>in</strong>gs and Credit Cooperatives Societies (SACCOs) <strong>in</strong><br />

Tanzania……………………………………………………………………….31<br />

TABLE 5: <strong>The</strong> Trend <strong>of</strong> Households Consumption and Disposable Income <strong>in</strong> Tanzania<br />

1961-2002…………………………………………………………………………33<br />

TABLE 6: Providers <strong>of</strong> Micr<strong>of</strong><strong>in</strong>ance Services <strong>in</strong> Tanzania…………………………….51-53<br />

TABLE 7: <strong>The</strong> summary <strong>of</strong> the activities and Programs <strong>of</strong> Various Donors…………68-74<br />

TABLE 8: Formal Sector Distribution <strong>of</strong> Wages and Salaries <strong>in</strong> Tanzania: 1965-1990...84-85<br />

TABLE 9: Percentage <strong>of</strong> Income and Consumption Received by Lowest 20% households<br />

In Tanzania: 1961-1988…………………………………………………………85<br />

TABLE 10: Total USA Trade with some selected AGOAS Countries (Million US$.......148<br />

TABLE 11: Pr<strong>of</strong>ile <strong>of</strong> Selected Micr<strong>of</strong><strong>in</strong>ance NGOs <strong>in</strong> Tanzania………………………146<br />

TABLE 12: <strong>The</strong> distribution <strong>of</strong> micro f<strong>in</strong>ancial <strong><strong>in</strong>stitutions</strong> <strong>in</strong> Tanzania <strong>in</strong> 1996…….182<br />

TABLE 13: Analysis <strong>of</strong> Customers accounts by products (figures <strong>in</strong> percentage)……184<br />

TABLE 14: Average Loans size per Borrower (Tanzania Shill<strong>in</strong>gs)……………………185<br />

TABLE 15: Percentage <strong>of</strong> Non-perform<strong>in</strong>g loans……………………………………186-187<br />

TABLE 16: Average Effectiveness and Efficiency performance measures <strong>of</strong> Institutions...190<br />

TABLE 17: Total number <strong>of</strong> cooperatives up to May 30 th , 2004……………………221<br />

TABLE 18A: Situation for the SACCOs Development up to May, 2004……………222<br />

14

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