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The role of informal microfinance institutions in saving

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TABLE OF CONTENTS<br />

Title Page I<br />

Abstract ii<br />

Declaration iii<br />

Approval iv<br />

Certification v<br />

Dedication vi<br />

Acknowledgements vii<br />

List <strong>of</strong> Tables viii<br />

List <strong>of</strong> figures ix<br />

List <strong>of</strong> Appendices x<br />

Chapters xi<br />

CHAPTER 1<br />

1.0: INTRODUCTION……………………………………………………………………..16<br />

1.1.0 Background <strong>of</strong> the study……………………………………………………………16-23<br />

1.1.1. Factors Limit<strong>in</strong>g Indigenous hav<strong>in</strong>g low households to get credit from Formal F<strong>in</strong>ancial<br />

Institutions <strong>in</strong> Tanzania <strong>in</strong> the Post 1990<br />

Period………………………………………………………………..……………………….23-24<br />

1.1.2 History <strong>of</strong> cooperatives movement <strong>in</strong> Tanzania Ma<strong>in</strong>land……………………. 24-26<br />

1.1.3 Why is thesis undertaken……………………………………………………….… 26-28<br />

1.1.4 Statement <strong>of</strong> the research problem………………………………………………..33-35<br />

1.1.5 Research Objectives………………………………………………………………...35-39<br />

1.1.6 Research Questions…………………………………………………………………39-40<br />

1.1.7 Development <strong>of</strong> SACCOs <strong>in</strong> the world…………………………………………..40-42<br />

1.1.8 <strong>The</strong> follow<strong>in</strong>g are the development <strong>of</strong> SACCOs <strong>in</strong> the World........................42-45<br />

1.1.9 Emergence <strong>of</strong> Modern Cooperation <strong>in</strong> Africa Countries ………………………45-47<br />

1.1.10 African SACCOS and their Environment ………………………………………47-49<br />

1.1.11 Experiences <strong>of</strong> f<strong>in</strong>ancial systems <strong>in</strong> Africa ………………………………………49-50<br />

1.1.12 History perspective <strong>of</strong> SACCOs <strong>in</strong> Tanzania ………………………………….50-51<br />

1.1.13 Banks <strong>of</strong> Non-Bank F<strong>in</strong>ancial provid<strong>in</strong>g Rural F<strong>in</strong>ance ………………………53-58<br />

1.1.14.1. SACCOs ……………………………………………………………………….58-59<br />

1.1.14.2 NGOs ………………………………………………………………………….59-61<br />

9

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