The role of informal microfinance institutions in saving

which the problem has got to be studied) has been defined, discussions over the
problem have taken place and the available literature has been surveyed and examined.
� Yes, there is a realistic time – scales for various elements e.g. The factors behind poor
loan repayment rate in rural Tanzania since 1980 – 2000. The reasons for economic
decline since 1985 – 1990.
� Government, business, non-government organizations, international organizations,
individuals and other groups benefit from the realistic time- scales elements.
� The realistic time –scales can be used to reduce uncertainty embodied in the future by
allowing social scientists to play advisory and /or consulting roles.
� Knowing the impact of legal framework on business operations and successes in
Tanzania or impact of corruption in Tanzania on economic development or problems
faced by informal Micro finances in Tanzania.
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