The role of informal microfinance institutions in saving

the field conditions which were the operating environment of the various subsystems
identified in the conceptual model.
The research was designed to meet the various groups of people such as research and
development institutions, senior personnel in the banking industry, Microfinance institutions,
Managers and owners of SACCOs, individuals/ stakeholders of SACCOs.
The study will be expected to be taken further in a place where a number of activities to
promote the use of Sacco’s services /products are to be implemented and useful and where the
financial support services to SACCOs in Tanzania and where the business development support
services needed by SACCOs and provided by support institutions are highly needed.
Why? Enables a researcher to discuss his problems with his colleagues and others who have
enough experience in the same area or in working on similar problems.
4. How is the data to be collected?
The task of data collections begins after a research problem has been defined and research
design/ plan chalked out. While deciding about the method of data collection to be used for
the study. The special data gathering techniques utilized group-based techniques since
involved those who first raised the problem and the researcher enter into discussion with those
who have a good knowledge of the problem concerned or similar other problems keep in
view the environment within which the problems is to be studied and understood. The
researcher should take into considerations two types of data collection namely primary and
secondary data.
The primary data – are those which are collected a fresh and for the first time and thus happen
to be original in character, this can be done through surveys, census, observation or through
observation or through direct communication with respondents in one form or another or
through personal interviews
Secondary Data – Are those which have already been collected by someone else and which
have been passed through the statistical process. The researcher will have to select one or
other method of data collection.
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